Louis R. Carlozo on Muck Rack

Louis R. Carlozo

Verified
Chicago
As seen in: Bankadelic: The colorful side of finance, Talking Biz News, LinkedIn, MSN, MSN Australia, Business Insider, HuffPost, Reuters, TIME, TIME Stamped, Yahoo News, Yahoo News New Zealand and
Editor and Publisher at Talking Biz News. Finance writer and host of the Bankadelic podcast. Record producer, studio musician; thin crust pizza snob.
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Articles

How To Save Money: 15 Best Strategies

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By Holly Johnson, Catherine Hiles Verified, Louis R. Carlozo Verified, Jim Probasco Verified
| TIME Stamped
Saving money is a two-part process by which you find ways to cut back on spending and then redirect those funds for future use. The ability to shave a few cents here, a few dollars there, then set those savings aside, makes life feel less stressful and your financial future less daunting. The notion of getting more “bang for your buck” is empowering, and the potential to create a savings cushion for an unexpected expense or addition to retirement savings is the stuff of dreams.
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How Much Money Can You Make Chasing High-Yield Savings Rates?

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By Louis R. Carlozo Verified
| Buy Side WSJ Verified
How much can you earn with a high-yield savings account? Banks offer interest rates on savings accounts in order to attract deposits, which they lend out to other consumers in the form of mortgages, business loans and more. Savings rates climbed dramatically in 2023 and early 2024 but began falling with Federal Reserve rate cuts in 2024. As of June 2025, the top-paying 1% of savings accounts pay roughly 4.18%, according to DepositAccounts.com.
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How ‘Buy Now, Pay Later’ Compares to a Credit Card

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By Louis R. Carlozo Verified
| Buy Side WSJ Verified
When you buy online these days, you're likely to encounter a new kind of payment option-to "buy now, pay later"-a way to split your purchase into installments. In 2023, more than half of respondents polled had been offered such a service in the 30-day period leading up to the survey, compared with only one-third in 2021, according to the .
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