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Lydia Kibet on Muck Rack

Lydia Kibet

As seen in: MSN, MSN Malaysia, MSN Money Canada, MSN Singapore, Yahoo Life, Business Insider, Yahoo Canada, Yahoo News, Yahoo News New Zealand, Yahoo News UK and
I ghostwrite email courses for financial coaches | Finance writer since 2020
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Articles

3 key factors drive Barbara Corcoran's housing market forecast, real estate experts explain

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By Lydia Kibet
| MSN Verified
Mortgage rates remain elevated, home prices are high, and many expect the Federal Open Market Committee (FOMC) to leave interest rates steady.
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Electric Bill Sticker Shock? Use This Exact Script To Ask for a Lower Rate

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By Lydia Kibet
| Aol Verified
If you get a surprisingly high electricity bill, the first thing that may come to mind is calling your utility company. But if you plan to threaten to switch to a competitor unless the company drops your rate, you might want to rethink your approach. Many electric utilities are regulated monopolies in their service areas, unlike cable providers or cell phone companies. So that usually means negotiating a special rate may not always be an option.
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Why 'Just Save More' Doesn't Solve Income Instability — And What Can Instead

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By Lydia Kibet
| Yahoo Finance Verified
yuki-ramen1025 · Getty Images You've probably heard it a thousand times: spend less, save more. But here's the thing: for millions of workers grinding through unstable income, that advice just isn't helpful. When your income swings wildly month to month — or worse, doesn't cover your basics even in the good months — budgeting becomes a luxury you can't afford. You need a different playbook entirely. Here's why "just save more" doesn't exactly work for those whose major problem is income stability.
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