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Articles by Marcus Tan
Condé Nast Traveler's 4 Top Toiletry Bags
Skip to content Breaking Vietnam's Ta Xua Wins Asia's Leading Emerging Destination AwardEU ETIAS Scams Target Travellers Amid Entry DelaysSafety Concerns, Visa Hurdles Shape Global Travel DecisionsAmerican Airlines, JetBlue Face Class Action Over Defunct Alliance FaresTurkish Airlines, IndiGo, Air Astana Lead Asia-Focused Route ExpansionSpain's Digital Nomad Visa Income Threshold to RiseVietnam's Ta Xua Wins Asia's Leading Emerging Destination AwardEU ETIAS Scams Target Travellers Amid Entry...
A clinical multimodal vision language foundation model with fine-grain explainability
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3 hours ago Nvidia CEO Jensen Huang names Germany, Japan and China as the world’s leading countries in manufacturing and advanced technology, explaining how computing and digitalisation reshaped global industry. Nvidia CEO Jensen Huang has identified Germany, Japan and China as the three countries at the …
By Yang Bai, Haoran Cheng, Yang Zhou, Jun Hao Zhou, Arun J. Thirunavukarasu, Yuhe Ke, Jie Yao, Kanae Fukutsu, Laura Gutierrez, Laura Gutiérrez, Alessandro Berni, Zhen Ling Teo, Brian T. Soetikno, Christopher Nielsen, Tobias Elze, Zengxiang Li, Sumit Sharma, Nicholas Ruthmann, Le Linh, Hiok Hong Chan, Victor Koh, Marcus Tan, Kelvin Li, Leonard W Yip, Yih Chung Tham, Leopold Schmetterer, Rae-Young Kim, Damon Wong, Marcus Ang, Rahat Hussain, Jodhbir S Mehta, Tin Aung, Lionel Tim-Ee Cheng, Darius M. Moshfeghi, Nan Liu, Iain Beehuat Tan, Eyal Klang, Yong Liu
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Flipboard
A clinical multimodal vision language foundation model with fine-grain explainability
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Abstract Despite their considerable promise, many current medical foundation models remain modality specific and lack transparent reasoning, limiting clinical adoption. To address this gap, we introduce Explainable Vision Language Foundation Model for Medicine (EVLF-FM), a multimodal vision language foundation model that combines broad diagnostic capabilities with fine-grained explainability.
By Yang Bai, Haoran Cheng, Yang Zhou, Jun Hao Zhou, Arun J. Thirunavukarasu, Yuhe Ke, Jie Yao, Kanae Fukutsu, Laura Gutierrez, Laura Gutiérrez, Alessandro Berni, Zhen Ling Teo, Brian T. Soetikno, Christopher Nielsen, Tobias Elze, Zengxiang Li, Sumit Sharma, Nicholas Ruthmann, Le Linh, Hiok Hong Chan, Victor Koh, Marcus Tan, Kelvin Li, Leonard W Yip, Yih Chung Tham, Leopold Schmetterer, Rae-Young Kim, Damon Wong, Marcus Ang, Rahat Hussain, Jodhbir S Mehta, Tin Aung, Lionel Tim-Ee Cheng, Darius M. Moshfeghi, Nan Liu, Iain Beehuat Tan, Eyal Klang, Yong Liu
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Nature
Verified
Recommended Quantities of Emollients and Topical Corticosteroids for Eczema Management: A Comprehensive UK Survey of Hospital Guidance
To the Editor, Clear guidance on the quantity and regimen of topical treatments is essential for patients with eczema, yet inconsistency persists in clinical practice. We report findings from a UK-wide Freedom of Information request sent to 156 National Health Service (NHS) Trusts on the 17/04/2024 exploring how dermatology services quantify advice on topical corticosteroid and emollient use. An NHS Trust consists of one or more hospitals providing services to a geographical area.
Natural history of glaucoma suspects in a tertiary eye centre in Singapore
Abstract To evaluate the conversion rate of glaucoma suspects to glaucoma in a tertiary eye centre in Singapore over 5 years. This is a retrospective cohort study of 101 glaucoma suspects followed up in a tertiary outpatient clinic at National University Hospital over 5 years from their first presentation. The cumulative incidence of conversion to glaucoma diagnosis and intervention was recorded.
Book Review – The Fort Bragg Cartel: Drug Trafficking and Murder in the Special Forces
Seth Harp, The Fort Bragg Cartel: Drug Trafficking and Murder in the Special Forces. New York: Viking, 2025. 357 pp. Hardcover. $30.00. ISBN 9780593655085. To most Americans lacking a military background, the mythologization of the Special Operation Forces (SOF) has been predominantly shaped by popular culture narratives and mainstream media depictions in TV shows, movies, and even AAA videogames.
The Harsh Truth About Money That Finally Set Me Free
There’s a moment in every adult’s life when you realise nobody is coming to save you. Not your job. Not your parents. Not the economy. Not the government. Not the version of you that keeps saying “I’ll start next month.” For me, that moment wasn’t dramatic. It wasn’t rock bottom. It was a quiet Tuesday morning when I opened my banking app and felt a wave of shame wash over me. I wasn’t broke. I wasn’t irresponsible. I wasn’t failing.
The Moment You Realise No One Is Coming to Save You (And Why It’s the Best Day of Your Life)
Life is a series of choices There is a moment in your twenties when the world stops feeling like a rehearsal. It’s the day you realise no one is coming to save you. Not your parents. Not your job. Not the person you’re dating. Not the version of yourself you thought you’d be by now. It’s a terrifying moment, and also the most liberating one you’ll ever experience. Because once you stop waiting for rescue, you start building a life. You stop outsourcing your happiness. You stop negotiating your worth.
The Most Beautiful Lie About Your 20s (And the Truth That Sets You Free)
Your 20s are sold to you as a decade of certainty. It’s the years you’re supposed to “figure it all out.” But the older you get, the more you realise something quietly liberating: Your 20s aren’t for getting life right. They’re for learning how to live. And the lessons don’t arrive in neat, inspirational packages. They show up disguised as heartbreak, distance, confusion, and the slow, surprising tenderness of growing up. It’s learning how life isn’t always sunshine and rainbows.
The Quiet Comeback: Why Your Life Can Change Completely in One Ordinary Year
There’s a strange moment in adulthood when you look around and realise you’re not behind, you are simply in the middle of your story. It doesn’t feel like that, of course. Many of you probably can agree with me on this. It feels like everyone else is sprinting ahead while you’re stuck recalculating your next move. Careers shift. Relationships dissolve. Money tightens. Confidence wavers. And you start to wonder if you’ve somehow missed the invisible deadline everyone else seemed to know about.
Overcoming Depression: Signs, Treatment & Hope
By Dr Marcus Tan, Consultant Psychiatrist, Nobel Psychological Wellness Clinic (Healthway Medical Group) Everyone experiences sadness after life’s challenges, such as losing a loved one, facing a breakup, or changes at work. Usually, these emotions ease with time. But when sadness lingers without reason or feels overwhelming, it might be more than just a passing mood. Recognising this difference is key to overcoming depression early and effectively.
If I Were To Start Buying ETF’s which would I Start With? Here are my Top 3 ETFs
Every little bit compounds Press enter or click to view image in full size VOO For those of you who know me, you know that VOO is a fan favourite of mine because it tracks the S&P 500 companies. Let me summarise it: Broad exposure to the top companies, including Apple, Microsoft, Google, NVIDIA, Amazon and more. Blue chip stocks, which have been in the market a long time and are backed by investors and talented staff working in the companies to generate profits for their business and investors.
If I Were To Start Buying ETF's which would I Start With? Here are my Top 3 ETFs
Every little bit compounds VOO For those of you who know me, you know that VOO is a fan favourite of mine because it tracks the S&P 500 companies. Let me summarise it: Broad exposure to the top companies, including Apple, Microsoft, Google, NVIDIA, Amazon and more. Blue chip stocks, which have been in the market a long time and are backed by investors and talented staff working in the companies to generate profits for their business and investors.
How Much Did I make on Medium in 2025 for 6 months (Jan- Jun 2025)?
Since my writing journey began I have always been transparent with my earnings and how much you can potentially earn on Medium. I believe this would help anyone to decide for themselves if they wanted to pursue a writing career on Medium. They would have the information at their disposal to make an informed decision. Let’s jump right into it. In 2025, from January to June (6 months), I earned a total of $60.53. This averages out to roughly, $10 a month.
How Much Did I Spend in Sydney for 4 Days?
We curate & disseminate outstanding stories from diverse domains to create synergy. Inquiries: https://digitalmehmet.com/ Subscribe to our content marketing strategy: https://drmehmetyildiz.substack.com/ Follow publication Let Us Break It Down I spent 4 days in Sydney travelling. Before moving to Australia, I’ve always had a fascination with visitingSydney but having spent most of my 20s living in Europe, this seemed pretty hard given the distance.
10 Best Johor Bahru Seafood Restaurants With Cheap Crab And Lobster From $2/100g
Best seafood restaurants in Johor Bahru Seafood in Singapore is infamously expensive. A meal for two can easily set you back a three-digit bill. Right across the Causeway, however, you only need to pay a fraction of the price. We’ve done the legwork to curate the best Johor Bahru seafood restaurants to satisfy your crab and lobster cravings without feeling the pinch. Do note that the seafood prices are seasonal, so they may be different when you visit.
Here Is Why You Are So Poor?-Part 1
You barely get to keep the money you earn The tax effect Explain this to me.? Let’s say I earn $500 from my job. This is my money, and I would pay tax on it. Hence, my take-home would then be less after tax, eg $480 after the (4% tax). Earn- $500 Tax- $20 Take-home pay: $480 How is it then when I go and spend the money that I’ve earned and already paid tax on this $500 earned (post tax $480), and when I spend it, I would still need to pay tax on it?
Why You Are Poor- Part 3
Member-only story Marcus Tan · Follow Published in Betterism · 3 min read · -- You spend too much money on junk Image by author and Vecteezy — graphicsrf How much money have you spent on money on stuff that you do not need? I know I am guilty of this as well. The statistics Americans spend, on average, $18,000 a year on unnecessary junk that they do not need. How much do you spend annually on junk that you do not need? For me, it’s unnecessary clothes, shoes, electronic gadgets and subscriptions.
Top 5 Savings Bank Account in Australia
Member-only story Marcus Tan · Follow Published in ILLUMINATION · 4 min read · -- High Yield Savings Bank Account In Australia To Consider Photo by Andrea De Santis on Unsplash Here are the top 5 savings bank accounts in Australia for anyone who has newly moved to Australia and plans on setting up an account.
Could P2P investing - Mintos be for you?
Member-only story Marcus Tan · Follow Published in The After Hours · 3 min read · -- Peer to Peer Platform for Investing Image by the author of mintos I’ve been using Mintos for some years and decided to do a deep dive for anyone looking to invest in a peer-to-peer platform. What is P2P? It is a peer-to-peer platform in which retail investors like you and me invest money so that other people seeking personal loans for their business, home or car can borrow money.
How Much Money Do You Need To Live Off Dividend Income- Part 2
Part 2 series Living off dividends does not need to be hard. You have to get started investing and you will be amazed at how much you can grow your portfolio. You can read the Part 1 version below: Magic Formula How Much Money do you need to Invest to live off dividends? Annual Income You Want/ Dividend Yield= Amount You Need Invest US median income in FY2024 Q2 The median income is roughly $60k ($,143 x 52 weeks) in 2024.
Open Letter to a Close Friend- OnlyFans Is Unfortunately Not the Answer to a Rich Life
Member-only story You are so much more valuable than you realise Marcus Tan · Follow Published in Change Your Mind Change Your Life · 3 min read · -- Photo by Chris Saran on Unsplash I contemplated pretty long on whether I should write this article, but after careful deliberation, I truly believe that it would help a close personal friend that I used to know and this is an open letter to them.
“Closest Distance” Geographic Coordinate Calculations in Python and Euclidean Limitations
Marcus Tan · Follow 7 min read · -- In data science, matching points between two datasets based on proximity is a common challenge. Whether assigning households to the nearest healthcare facilities or mapping customers to closest retail locations, precise distance calculations are crucial.
High battery drain behind fuse 142 (ccc)
#1 · I've isolater my high battery drain warning to fuse 142 in the trunk. If i pull it after a ride and leave the car for 20 hrs the warning stays away. The ccc is behind fuse 142. Anything else? And what are the most common failures of the ccc? I distrust my dvd reader. If sometimes misreads and makes more noise than i would expect; startups, head movements, etc. any easy way to test? Do fault codes give more specific info?
Why Many Of Us Rush To Be Financially Stable In Our Adulthood?-
For those that did not come from much, either middle class or lower class, we understand the struggles that our parents go through to give us the best life that they could ever afford. They give us a better life that they might not have received. A better life isn’t just material things or a roof over our heads. It is opportunities that they themselves never got. It is being there for us. It is trying to understand what we are going through and being our biggest advocate.
Pregnancy‐associated pyoderma gangrenosum: a systematic review
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Journal of the European Academy of Dermatology and Venereology | Wiley Online Library
Isotretinoin has been studied for rosacea, but its use remains limited likely due to being off-label and potential for adverse events. Low-dose isotretinoin (LDI) may present a safer yet still efficacious therapeutic option. LDI was found to be a potentially effective treatment for moderate-to-severe or recalcitrant rosacea with good tolerability and safety. Clinicians may consider LDI for patients with recalcitrant rosacea.
If I Could Do It Again I Would Do It Differently
If I could do things again I would live my life differently.- Dr Gabor Mate Above is a quote by Dr Gabor Mate. Here is what he says: • Winnie the Pooh's book resonates with Gabor because in the book, Christopher Robbins tells his friends that he won’t be able to play with them so much anymore. • What Gabor was not aware of when he was in medical school and when he was a physician was, how driven he was to justify his existence in the world. He wished he hadn’t worked so hard.
True Fact: Having A Day Job Isn’t The Problem- It Is What Comes With It If You Want To Achieve FIRE
If work is fulfilling for you, pays well and gives you purpose and happiness, by all means, “go for it”. No one should stop you because a job provides these benefits and we all need to start working, especially when starting early in our career.
3 Drinks To Kick Start Your Healthy Life
Up to 60% of the human adult body is made up of water. Hence, constantly replenishing and fueling your body with liquid would make perfect sense. The main source of liquid should be water to keep us hydrated. Below are 3 other drinks to keep you feeling healthy and fit. Bone broth is made of the bones of any animal (chicken, pork, lamb etc) and simmered to make a nutritious soup. In prehistoric times, hunters would boil animal bones for parts they could not eat.
Good News- Medium Has Added a New List Of Eligible Countries for the Medium Partner Program (77 Countries)
You could now be eligible to earn on Medium Writing on Medium is a privilege and has been around since its inception by Evan Williams back in 2012. It is a platform that: • It provides a platform for writers and readers to connect. In the past certain countries were not on the list of eligible countries meaning those content creators were not eligible to receive payment despite having a significant reader base and following.
Make $1,000 A Year In Dividends With These 3 Stocks
Passive Income Through Dividend Stocks You can make a decent income by holding dividend-paying assets. 3 of these dividend-paying assets include: Nike Starbucks MPLX Dividend formula Below is the formula that outlines the amount you need to invest to get the annual income that you want. Annual Income You Want/ Dividend Yield= Amount You Need Invest Nike If we look at Nike, here is the breakdown.
My Neighbor is 86 Years Old. Here Is His Advice On Life
My Neighbor is 86 Years Old. Here Is His Advice On Life “I used to have it all Sebastian would tell me, but now I wonder what happened along the way. “ Sebastian told me as I handed him a slice of my birthday cake. Sebastian then proceeded to tell me about his old life. He was born in the Czech Republic to a very poor family. His family moved to Australia following the Soviet invasion and he grew up in a small suburban in West Melbourne. His family did not have much money but they made do.
24 Quality Stocks To Consider
The opinions expressed within this content are solely the author’s and do not reflect the views and beliefs of the Medium website, its editors, or its affiliates. • These are stocks that pay me a return on my investment. If I buy a new pair of sneakers it doesn’t pay me back money. Stocks that have dividend-paying components pay me money. • My dividends earned could compound over time, to buy even more shares or pay me a return on my investment. • They work autonomously without my effort.
Medium Partner Program Changes To Keep You Up To Date
Medium has been here for a long time. It was developed by Evan Williams and launched in August 2012. There have been some new changes in 2023 onwards and here are the summarised key highlights: The 100-follower requirement has been removed. You must be a medium member to be eligible for the Medium Partner Program (membership is $5). Other criteria include: Being from an eligible country At least 18 years old Publish at least 1 article in the last 6 months 3.
The Struggle of Living Paycheck To Paycheck
The never-ending rat race Living paycheck to paycheck is no fun. No matter how much you try to reduce and save, you are often barely keeping afloat. Buying less food Staying in a run-down small apartment. Walking to work You have cut down as much as possible by: It is a pretty hard life. There is no other way to burn the candle. You are already working 2 jobs as it is and barely scraping by, to begin with. Here are some steps to consider incorporating: 1.
How To Tackle “FIRE” The Right Way- NOT the Wrong Way
Financial Independence Retire Early Done Right What is FIRE? It is the concept of living frugally and achieving financial independence early on in life so that you can retire early in your 30s and 40s. Most people work a regular job and save up to 50- 75% of their income and invest it to grow their nest egg The problem with FIRE? The FIRE movement is often obsessed with a number. It is a movement that prioritises how little you can spend.
These 2 Items Eat Up Most Of Our Paycheck- Rent and Food
How To Tackle Them? The top outflows that come out of our paycheck are: In this article, we will explore rent and food expenses. Rent Firstly consider what is important to you: E.g. safety of location? Accessibility? Ease of access Type of accommodation? Is it spacious? Does it have windows? The desirability of the neighbourhood? walking distance, access etc? Next, consider how much time will you spend at home: Do you work from home a lot? Are you at home a lot?
The Way To NOT Stay Broke In Life
Let me know if you can relate to this, you are a working adult, and you do not have as much money as you would like to live a comfortable adult life. You live paycheck to paycheck for the most part. Trinket shop Everybody in this world is playing this game of money. You work at "Coney Island" and get paid Coney Island coins which you then plan how you will want to use those coins earned to redeem gifts from the Coney Island gift store. We are all in "Coney Island".
Are You Overworking Yourself to Death?
By Marcus Tan The Importance of Perspective Image by the author How many of us feel overwhelmed? I know I do. I feel guilty when I take breaks or just enjoy my evenings. I have also been brought up to believe that if I sit idle and do nothing, I am lazy and unproductive. The reality is that we need to rest at times.
Second Quarterly Update on My Medium Earnings June 2024
How are the earnings coming along? Hey friends this is the 2nd quarterly update of earnings generated here on Medium for FY24. As you can see from the screenshot below the total generated for these 3 months is a whopping $62.97. Yippie!
The Urgency of Your 20s
Your 20s are probably one of the most exciting decades of your life. It's the decade of exploring, making mistakes, facing crossroads and embarking on new adventures. Here is what most people won't tell you about your 20s • If you don't have a plan you will always...
The Problem Isn't The 9-5 Job. It's What Comes With Them- Part 2
By Marcus Tan How Work Affects Our Lives Image by the author using Canva A job is good because it provides you with the following: Experience in a formal setting (verifiable and able to be shown to future employers). Credibility is important since you work in a formal setting.
The Problem Isn't The 9-5 Job. It's What Comes With Them
As we progress in life, many Gen Z realise that being stuck to a 9-5 job only to retire and enjoy life at age 65 is a broken system. They don't want to live that way. It's soul-sucking. Why not enjoy life, travel and find new ways of making money as opposed to just being stuck in a 9-5...
88-year-old man arrested for alleged involvement in death of elderly woman
An 88-year-old man was arrested on Jun 5 for his alleged involvement in the death of a 74-year-old woman at Petir Road in Bukit Panjang. The police said they were called to the scene at about 1am on Jun 5 and are currently investigating the case. The man will be charged in court on Jun 6. Marcus Tan reports.
The #1 Hack To Save For An Emergency Fund
By Marcus Tan The Emergency Fund Hack To Get Started on Saving Image by the author using Canva Saving for an emergency fund is not easy. It is even more difficult if you are living paycheck to paycheck. You are barely scrapping by to meet the month's end, let alone set aside money for money for an emergency fund. If anything, you are dipping into any spare savings that you have to make it to the month's end.
How I Am Simplifying My Life
Being a minimalist has worked wonders for me. In a world with so much noise, distractions and clutter it can feel very overwhelming. I am an introvert so I do need some downtime at times. How do I declutter my life:
News Update- I Have Now Started Writing On Substack
By Marcus Tan Image by author using Canva Writing is a huge passion of mine. For me, I believe writing gives me a lot of clarity to sort out my thought process, think, decompress and gather my thoughts and emotions. It gives me time to reflect as well. I have started writing on Medium since 2020, and it has been a heck of a journey and I...
I Am Re-Reading Robert Kiyosaki’s “Rich Dad Poor Dad” And Here Is Why?
Kiyosaki is a visionary because he learned financial literacy from his “Rich Dad”. He shows us that “we should not only work hard, but we should work hard if we want to get ahead in life”.
I was Scammed I Know Better Now- Part 2
By Marcus Tan Sometimes The Slow Honest Way Is Better Than The Fast Way Image by the author For those of you who read my article, you probably know I was scammed by this "work-from-home job". It is a "task scam" which is unfortunately very common nowadays. I was hesitant to put this out there mostly because I was ashamed of myself but I realised that by sharing it, I can help...
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