Maria Nedeva

Do you rely on your financial advisor to tell you what you need to know about money? Money is the universal language of ambition, dreams, and security. Yet, for something so central to our lives, it’s astonishing how much remains unsaid – especially by those we trust to guide us through its tangle. Your financial advisor may be well-meaning, but there are truths about money they either can’t tell you or won’t.

Photo by Harli Marten on Unsplash Research shows an average retired couple in the UK spends £26,000 annually to retire comfortably. How much do you need to retire comfortably depends on the life you want in retirement? Estimate how much money do you need to retire comfortably by estimating your needs (and wants) across sixteen spending categories (I tell you how to do that). The other day I was chatting to a friend about ways to retire comfortably and pensions.

Let me tell you, paying off debt isn’t just about money. It’s about freedom. Debt can feel like a prison. You wake up thinking about it. You go to bed trying to ignore it. And all day in between, it sits in the back of your mind like a buzzing fly you cannot chase away. If you’re reading this, there’s a good chance you’re feeling the weight of it. It may be too overwhelming even to consider, let alone clear.