Is this you? As a journalist, you can create a free Muck Rack account to customize your profile, list your contact preferences, and upload a portfolio of your best work.
Claim your profile
Articles by Matthew Bernal
Need a DSCR lender ASAP, please help!
Member since 2026 · 9 posts Hi all, Ive come across a good deal I was hoping to put an offer in on tomorrow and am wanting to do a DSCR loan if possible. The property is in Kentucky and is less than $100k (I read this could cause some issues with some lenders). It's being sold under market value and I'd be walking into $30k+ in equity instantly. The DSCR ratio on this deal is around 2.0, potentially higher.
Need a DSCR lender ASAP, please help!
Forum Categories All Member since 2026 · 9 posts Hi all, Ive come across a good deal I was hoping to put an offer in on tomorrow and am wanting to do a DSCR loan if possible. The property is in Kentucky and is less than $100k (I read this could cause some issues with some lenders). It's being sold under market value and I'd be walking into $30k+ in equity instantly. The DSCR ratio on this deal is around 2.0, potentially higher.
Upgrade to unlock to Pro Perks
Hello all. I'm looknig for help / advice. I own a duplex where I reside on one side. It is my primary residence. I just remodeld one side. I want to pull equity to remodel the other side. In Texas I am finding it difficult to find a lender that understands that as long as its my homestead (it is) I should be able to get an equity loan. Any advice on where I should be seeking a loan with favorable terms?
Upgrade to unlock to Pro Perks
I’m in the process of coming into capital and looking to get into multifamily or income-producing real estate. I’m focused on long-term investing and building cash flow. If anyone is actively working deals, open to partnerships, or has advice on good markets to target, I’d love to connect.
We completed a subdivision of our property, after receiving a variance to create a second lot with 95 feet of road frontage rather than 100 feet. In addition to being skinny, the lot contains a fair slope in some sections, including close to the road, so the final build approval will likely include a conditional use permit. if selling, I am unfamiliar if the builder/buyer would do all approval requests or if we would potentially be involved in confirming the suitability of different build options.
Upgrade to unlock to Pro Perks
Everyone talks about BRRRR like it's a magic trick. Buy. Rehab. Rent. Refinance. Repeat. Sounds clean on paper. In reality? It's a process with real moving parts, real timelines, and real moments where things don't go exactly as planned. But here's what I also found: it works, when the numbers are right and you understand what you're actually signing up for. I broke down a real deal scenario: Purchase price: $220,000 Rehab budget: $38,000 ARV: $387,000 Cash to start: $40,000 After the refinance?
Upgrade to unlock to Pro Perks
I'm finishing up my first BRRRR, bought the home at $115k, put $8k in out of pocket sweat equity. Have a renter in place at $1800 a month. House appraise for $245k. I'm should be finishing the refi the week after next. Two part question 1. Do you all like to leave more money in the deal? We have other homes and I generally like to average around $500 or more per house after everything is paid off. As is we’re pretty close. What would we even do with the additional money we removed? 2.
Upgrade to unlock to Pro Perks
Hello everyone, I'm 20 years old , I'm new to BiggerPockets and real estate investing and I'm trying to learn as much as I can and connect with people who are active in real estate. I've been reading about creative financing, house hacking, BRRRR, and investing with low money down, and I'm very interested in learning how real deals actually work in real life.
Upgrade to unlock to Pro Perks
Updated about 7 hours ago on 03/27/2026. Most recent reply 8 Posts 10 Votes Lidor LeviPoster 10 Votes | 8 Posts Hi guys, I’m Lidor, an investor from out of state. I’m looking to work with wholesalers in Cleveland, Ohio. I buy properties around $100k max, usually ARV × 65%, and I’m only interested in small, cosmetic renovations – nothing major. I do walkthroughs personally and stay closely involved to make sure the numbers and rehab match reality.
Upgrade to unlock to Pro Perks
Hi guys, I’m Lidor, an investor from out of state. I’m looking to work with wholesalers in Cleveland, Ohio. I buy properties around $100k max, usually ARV × 65%, and I’m only interested in small, cosmetic renovations – nothing major. I do walkthroughs personally and stay closely involved to make sure the numbers and rehab match reality.
Looking for motivated buyers
PRO Members Get Full Access Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Springfield MO Investor Seeking Private Lender - Strong Deals
I'm a real estate investor based in Springfield, Missouri looking to build relationships with private lenders for fix & flip and BRRRR projects. I focus on buying properties well below market value and creating strong equity positions to protect lenders. Typical deal structure: • Purchase + rehab under 70% of ARV • Short-term loans (6–12 months) • Interest paid monthly or at closing • Secured by the property Current deals in the $70k–$150k purchase range with strong margins.
Investor Dscr Loans
Real estate investors — if you're buying or refinancing rental properties, we offer DSCR (Debt Service Coverage Ratio) loans designed specifically for investors. These loans qualify based on property cash flow instead of personal income, making them ideal for investors scaling portfolios.
Hello Biggerpockets Fam! I provide private funding for real estate investors doing flips, light-to-medium rehabs, and BRRRR/rental projects. This post is for investors looking to build a long‑term lending relationship, not one‑off hard money.
Funding Options for Investors (Fast + Flexible)
Hey BiggerPockets 👋 If you’re working on a deal (flip, rental, or value-add) and want to compare funding options beyond the traditional bank timeline, I can help. I’m with Boden Capital and we connect real estate investors with private-lending programs that may fit the deal whether that’s bridge/rehab-style financing or longer-term rental options (when it makes sense). We’ll review your numbers, walk through possible structures, and share what the next steps would look like.
100% Financing on Fix and Flips
Hey everybody! My capital partners have just rolled out a Fix and Flip program that will cover up to100% of your purchase price and 100% of your rehab budget! DM me or comment, "Hard Money," to get started on your deal!
Investors with Deals in Motion - Hard Money Available for Fast Closings
Updated 8 minutes ago on 01/17/2026.
Seeking 3 Month Bridge Loan
Hey Houston investors! I am looking for a 3 month bridge loan for my permitted land in Houston, TX. I am making a few adjustments to the building plans for the land and need to buyout my current investors. Please contact me if interested!
Show More
loading
Actions
Is this you?
As a journalist, you can create a free Muck Rack account to customize your profile, list your contact preferences, and upload a portfolio of your best work.Get in touch with Matthew
Contact Matthew, search articles and posts on X, monitor coverage, and track replies from one place.
Learn more about Muck Rack