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Keeping your credit union safe during Prime Day and other high-traffic shopping events Every year, retail events like Amazon Prime Day, Black Friday and Cyber Monday create a predictable spike in online activity. Shoppers are in a hurry, inboxes fill with promotional offers, "limited-time" urgency becomes the norm, and the text messages start arriving with order confirmations, shipping updates, and delivery problems. That environment is a gift to attackers, and they treat it like one.

My boss wants me to speak up more. But I just don't know yet how it all works in the AVP meetings. What I'm supposed to say and when. I'm just a few months into this new promotion, but I better step it up quickly or I'll be shuffled to the back. This scenario is one I see time and again in my coaching calls. Newly promoted leaders, recognized for their expertise and impact, suddenly go quiet when they reach a new level.

Every auto lender understands depreciation. It is predictable, unavoidable, and largely ignored once the loan is booked. That’s the problem. Even in a moderate market, depreciation is the largest cost of vehicle ownership. Vehicles lose thousands of dollars in value every year, regardless of how responsible the borrower is. And for customers who put money down, build equity early, and stay ahead on their loan, a total loss doesn't just take away their transportation. It wipes out an investment.

Credit unions do have a tech crisis, but it’s not for lack of technology or even lack of solid tech strategy. The real problem is a lack of integration across the tech stack. Credit union leaders recently reported on just how disjointed their systems are. 81% say that their systems aren’t fully integrated, and instead they rely on a patchwork of APIs and manual workarounds.[1] Data has never been more abundant, nor more disconnected.

For many acquirers, profitability management should be straightforward. Interchange fees are transparent, merchant pricing is established, and transaction volumes are known. Yet many acquiring businesses continue to experience margin leakage without fully understanding its origin. The reason often lies in one of the most complex areas of acquiring economics: scheme fees. Unlike interchange, scheme fees are difficult to calculate, allocate and reconcile.

Bayer ADR posts double-digit gains on Supreme Court victory Shares of the Bayer American Depositary Receipt surged 18% Thursday, shortly after the Supreme Court ruled the German company did not have to warn its customers about the health risks posed by its weedkiller Roundup. The 7-2 ruling largely shield Bayer from thousands of state-level lawsuits that have been brought against its business over the past few years.

June 23, 2026 Blog Real-time payments are quickly becoming the expectation — not the exception. In fact, nearly 90% of consumers prefer to receive funds instantly1. Consumers want immediate access to their money, and that demand affects both fintechs building modern experiences and the financial institutions supporting them. Fintechs are under pressure to deliver speed and flexibility, and financial institutions have an opportunity to provide them with secure, compliant access to payment networks.

Leaders at three institutions say small businesses increasingly want speed, automation and trusted advice, forcing credit unions to rethink what commercial banking looks like. For years, business banking at many credit unions centered on a relatively modest menu of products: checking accounts, savings accounts and perhaps a money market offering. That formula is changing quickly.

The ugly year for crypto seems to have no end in sight. The insight: The crypto market has now erased more than half of its value in just eight months, according to new research from The Kobeissi Letter. On Oct. 6, 2025, the total market cap of crypto hit a record $4.3 trillion. Now 261 days later, crypto is worth just $2.0 trillion, marking a 54% decline in value. This means crypto markets have erased an average of $8.8 billion per day for 261 days straight, according to the note.

The Federal Reserve's preferred inflation gauge rose in May as price pressures persist in the wake of the energy shock caused by the Iran war. The Commerce Department on Thursday reported that the personal consumption expenditures (PCE) index rose 0.4% on a monthly basis in May and is 4.1% higher than a year ago. The monthly figure came in slightly cooler than the expectations of economists polled by LSEG, who predicted a 0.5% rise, while the annual figure was in line with the estimate.