Follow us Add us as a preferred source on Google Subscribe to our newsletter America celebrates 250 years as a nation this month, and over that span the "American Dream" has become completely intertwined with our homes. Our life aspirations typically involve: A partner, a couple of kids, a college degree, a steady job — and a home to call our own. But when it comes to protecting that home with insurance, that dream has become akin to a horrifying nightmare. Ask Charlene Craig.