Michael Robles

On February 27, 2026, the Delaware Superior Court issued a memorandum opinion and order in Hartford Casualty Insurance Co. et al. v. Instagram, LLC et al., granting summary judgment for a group of insurers and denying motions by Meta Platforms, Inc. and Instagram, LLC (collectively, “Meta”) to stay or dismiss the Delaware coverage action.

The ongoing bellwether trial in California has brought renewed attention to an unprecedented wave of lawsuits targeting social media companies. These actions allege that major platforms are intentionally engineered to foster addiction and that such addiction causes tangible harm—particularly to children and adolescents. Beyond their societal implications, these cases present novel and potentially far-reaching challenges for insurers and reinsurers.

In an unpublished decision, the United States Court of Appeals for the Sixth Circuit in Amerisure Mut. Ins. Co. v. Swiss Reinsurance America Corp., No. 24-1492 (6th Cir. Nov.