Mookie Spitz

Healthcare is an essential service, and as such has been largely inured to a fluctuating economy. Unlike luxury items or consumer packaged goods, buyers need their pharma treatments, and often literally cannot live without them. But the global pandemic of 2020 is unprecedented, impacting not only the economy but the ability of patients, caregivers, and sales reps to physically go to the point of care.

Technological innovations are developing at an unprecedented speed. At the turn of the century, mobile telephony was a luxury and the features of a typical mobile were limited to calls, texts and basic games. But since then the use and ubiquity of mobile telephones has increased exponentially, accelerated by the game-changing launch of Apple’s iPhone in 2007. Now nearly all individuals of all social classes possess a smartphone, and it is perceived not as a luxury, but a necessity.

Michael Spitz, Commerzbank: blockchain – the operating system that will underpin the digital economy Few technologies demonstrate the technological change across the financial services industry better than distributed ledger technology (DLT). We believe that blockchain will continue to revolutionise financial services and will become the operating system which underpins the digital economy.