Articles by Michelle Wan
These 5 portfolio moves to make now can help you stay invested in volatile markets
By Michelle Wan and Veronica Willis Wells Fargo investment strategists expect lower interest rates, tech-sector growth and international-stock gains in 2026 Wells Fargo Investment Institute's outlook this year is all about tuning out the markets' noise and staying anchored on the trends we expect to drive investments and the economy in 2026. Our top five portfolio ideas are intended to help investors stay focused on what matters for long-term growth. 1.
Opinion: 5 portfolio moves to make now that could pay off this year
Outside the Box Expect lower interest rates, tech-sector growth and international-stock gains in 2026. Here’s why. Published: Jan. 8, 2026 at 8:35 a.m. ET Photo: Getty Images/iStockphoto Wells Fargo Investment Institute’s outlook this year is all about tuning out the markets’ noise and staying anchored on the trends we expect to drive investments and the economy in 2026. Our top five portfolio ideas are intended to help investors stay focused on what matters for long-term growth. 1.
5 portfolio moves to make now that could pay off this year
By Michelle Wan and Veronica Willis Expect lower interest rates, tech-sector growth and international-stock gains in 2026. Here's why. Wells Fargo Investment Institute's outlook this year is all about tuning out the markets' noise and staying anchored on the trends we expect to drive investments and the economy in 2026. Our top five portfolio ideas are intended to help investors stay focused on what matters for long-term growth. 1.
Things I know for certain
It was a beautiful afternoon in May. I leaned my head against the window of the train car to watch the trees blur past me, reflecting on how exactly I ended up in this situation. I had flown out to New York City to join the 2024 cohort of The Cansbridge Fellowship. This organization offered me an opportunity almost too good to be true - to connect with like-minded people, receive a $10,000 scholarship, and complete a summer internship in Asia. But first, I had to survive bootcamp.
An overview of the new Anti-Doxxing Regime
Anti-doxxing law was introduced in Hong Kong when the Personal Data (Privacy) (Amendment) Ordinance 2021 (PCPO) came into effect on 8 October 2021. We discussed the new investigatory powers of the Privacy Commissioner for Personal Data (the PCPD) in our previous article. The Office of the PCPD has recently reported on its work in 2022 (PCPD Report).
Wells Fargo Investment Institute
Published May 15, 2023 | 10 min read time Weekly market insights and possible impacts on investors from the Wells Fargo Investment Institute Global Investment Strategy team. Download full report (PDF) Global Macro Spotlight: Navigating volatility around the debt ceiling debate We believe the U.S. debt default risk to be low, as both political parties have strong incentives to raise the debt ceiling, but the rekindled debate will likely increase volatility in both fixed income and equity markets.
Carmel eSports members participate in virtual Daytona tournament
As members of eSports continue to hold practices for their races, some members prepare for the virtual 24H of Daytona. The 24H of Daytona is a 24-hour eSport car endurance race. Sponsor Jeff Chou said, “This race allows students to take their skills in racing to a higher level.” Sophomore Alex Jones, a member of the eSports Club, said he is looking forward to this competition.
Cities With the Most Minorities in Government
Photo Credit: GaudiLab / Shutterstock Since its inception, the United States has been a majority White country, but it is increasingly becoming more ethnically and racially diverse. In fact, the White population is projected to lose its majority status by 2045. However, increased population diversity has not carried over into the government workforce: minority groups remain vastly underrepresented among government jobs.
Carmel eSports holds pre-season races
Members of eSports start off the new semester by holding pre-season races. Jeff Chou, Carmel Middle School math teacher and sponsor, said, “Students have their pre-season events this week and our season officially starts next week.” Junior Alex Jones, a member of eSports, said the races don’t count for points. “The pre-season race is a practice race that will kick off the season but it is not for points,” Jons said. 0 Your donation will support the student journalists of Carmel High School - IN.
The Temporary Protection Measures for Business Tenants (COVID-19 Pandemic) Ordinance (Cap.644) (Ordinance) was passed by the Legislative Council in Hong Kong on 28 April 2022. Its commencement date was 1 May 2022.
Q&A with junior Brandon Trinh on shoe collection, collecting refurbished shoes
What inspired you to start shoe collecting? The main thing that inspired me to start collecting was the interesting designs, and wanting to expand my wardrobe. I also thought that it would be something that I would enjoy. I like collecting and looking at shoes because I think it is a little boring to wear the same shoes everyday. Although, I used to do that, and it is a very easy conversation starter. How do you decide what shoes to collect?
With National Bubble Tea Day on April 30, students discuss significance, history of bubble tea in Asia, United States
Originating from the 1980s in Taiwan, bubble tea quickly became a favorite and classic in Asia. It did not take long for its popularity to spread to Japan and Korea in the 1990s and to the Western hemisphere, especially with the influx of Asians in mainstream pop culture. Senior Clizia Martini orders bubble tea from Harmony Tea Shoppe in Clay Terrace. Martini said there aren’t many places in Carmel that sell bubble tea, so she doesn’t get it very often.
Q&A with junior Sophia Yang on jewelry-making, running small business
What inspired you to start your jewelry business? I was inspired to start it because I just wanted to be more financially independent and I also didn’t think I had the time to be employed in an actual job during the school year, so I just decided to create my own thing where I could work at my own pace. What kind of jewelry do you like to focus on? It really depends on what I am going for, honestly. Typically I usually just try to go for stuff that isn’t too extravagant.
Students in Spanish IV are starting a new project where they are create travel blog
Students in Spanish IV are asked to create travel blogs on Spanish speaking countries. Spanish IV student Saajid Kahtri and junior, explains the process of the project. “We are asked to make two blog posts and a video log for any Spanish speaking country.” Kahtri said. Irene Zheng, Spanish IV student and junior, believes that this project allows her to practice her vocabulary. “I really like this project because it is a creative way to help me practice speaking in Spanish.” Zheng said.
Q&A with sophomore Abigail “Abby” Ingersoll on training, working with service dogs
When did you start training service dogs? I believe in February of 2019, we started getting into it but, the summer before we started working with the puppies and not just the dogs. Were there any obstacles along the way? I think there’s always obstacles as we get new dogs but once you get a hang of it, it is pretty smooth.
Students in Chinese 3 learn about the Chinese Lunar New Year, retelling the story of the 12 Zodiacs
Students in Chinese 3 are asked to retell the story of the 12 Zodiacs. Simon Weddle, Chinese 3 student and junior, believes that the project allows him to learn the vocabulary. “I always like doing this project because it helps me with my vocabulary skills,” Weddle said. Theresa Adamson, Chinese 3 student and junior, explains the structure of the project. “This year we were asked to use our own words to retell the story.
Q&A with History teacher Kenneth Browner on passion for collecting comic books
How did you get inspired to start a comic book collection? (I started) in about 1974. I had friends in the neighborhood that were collecting comic books so I just joined in. I’m (kind of) the last one that still does it. How do you go about collecting comic books?? Wednesday was known as new comic book day, so every Wednesday I would go to the comic book shop and pick up all of the new books and look through everything that I may have missed.
my system
• None DEBATE DAYS: Debate team members and sophomores Eesha Singh and Salima Sher prepare their speeches after school on Nov. 29, 2022 in the school library. The team has spent many hours preparing for an upcoming competition set to take place at Avon High School. “Debate is an environment where I feel that a lot of high schoolers are able to express their opinions, work on themselves and also just have a fun time,” Singh said.
Q&A with freshman Eleanor Demoe on passion for roller derby, involvement in the Indianapolis Junior Roller Derby
When did you start doing roller derby? I started doing roller derby when I was 8 (years old). I was watching a movie with my mom and got super interested in the idea of it. I asked my mom if it was a real sport and when she said yes, I asked if we could go see (a) game. After that, I was hooked. What made you pursue roller derbying? It seemed like a cool sport and was full of strong individuals. It was a group of people that I related to.
French 4 students build their vocabulary through creating acrostic poems about themselves
French 4 students build their vocabulary by describing themselves through acrostic poems. Katherine Ye, French 4 student and junior, says that this is a new activity that they have done in French. “This is my first year doing this activity, but I really like it because it is fun and helps us become more fluent in French,” Ye said. Junior Eric Yang is taking French 4 and says that this activity was a good way to learn the vocabulary.
Q and A with first responder Brian Hammet, daughter
Michelle Wan, Student Section Reporter Name: Brian Hammett What is your role? Or what do you do in the first responder’s department? I’m a captain on a ladder truck in an apraxia operations house for the Indianapolis Fire Department. How has COVID changed your job? Has it been more difficult or about the same? It has not been difficult, but it is different. We have to wear masks and specialized gear on EMS runs. How has COVID changed your family dynamics?
Chinese 3 students celebrate the Chinese Mid-Autumn Festival by eating moon cake
Every year, students in CHS Chinese classes celebrate the Chinese Mid- Autumn Festival through different activities. This year, the Chinese 3 students celebrate the Mid-Autumn Festival by eating moon cake. Josh Baxter, Chinese 3 student and junior, says that by eating the moon cakes they learn about the different traditions of Chinese culture. “We got to try the most popular flavors of mooncake and learn about the Chinese traditions,” Baxter said.
Students see challenges, rewards of having multiple generations in their households.
It can sometimes be challenging to be part of the sandwich generation, according to sophomore Bailey Oehler. “The negatives is the age gap sometimes can be really hard to deal with because of the different views and opinions.” Oehler’s mother, who takes care of both Oehler and her grandpa, has to work a little differently than parents who only take care of their children. This addition to the family can be positive and negative in many ways for each generation.
Students see challenges, rewards of having multiple generations in their households.
It can sometimes be challenging to be part of the sandwich generation, according to sophomore Bailey Oehler. “The negatives is the age gap sometimes can be really hard to deal with because of the different views and opinions.” Oehler’s mother, who takes care of both Oehler and her grandpa, has to work a little differently than parents who only take care of their children. This addition to the family can be positive and negative in many ways for each generation.
Students in Japanese 3 adjust to the new in-person schedule
Japanese 3 students believe that coming back fully in person has benefited them in learning Japanese. A Japanese 3 student and junior Laura Bowers, says coming back in person allows her to go out of her comfort zone and socialize more. “Because I’m a shy person, I like it when we get to talk to our partners because it lets me socialize more,” Bowers said. Senior Lilian Williams is taking Japanese 3 and says that in class they often get to talk to their partners.
A reminder from the Court of Appeal that giving evidence by VCF is not the norm under Covid-19 | Lexology
In April 2020, we reported on the first cases that were conducted remotely via video conferencing facilities (VCF) during the court closures due to the Covid-19 pandemic. More than a year has passed and, although Covid-19 is still posing challenges, the courts have reopened and continue to embrace technology to facilitate social distancing.
Students should consider applying for part-time jobs
For this upcoming summer, I decided to apply for a part-time job at Bub’s Burgers. I have already been through the interview process and my training for the position of ice cream server will begin later this month. Though this was the first time I’ve been through the process of applying for a part-time job, I already can see the experience has given me a new perspective and confidence I can use in the future.
Virtual students taking Chinese prepare for final exams as many reach 70% completion mark
As the month of April arrives, students in Chinese classes continue to prepare for their last semester until the summer holiday. Sophia Yang, Chinese III student and sophomore, said she believes being a virtual student gives her an advantage when studying for final exams. “I think that because I’m taking a Chinese class from Indiana Online (Academy), I have an easy way to schedule when I take my final, leaving me the opportunity to study for my other class finals.” Yang said.
Orchestra, band students prepare for ISSMA while following COVID-19 guidelines
As ISSMA(Indiana State School Musical Association) season begins,the CHS orchestras and bands at this school have been practicing and preparing for their competitions while taking precautions for safety against COVID-19. According to Maggie Hite, Festival and Sinfonia orchestra teacher, ISSMA performances will be virtual this year. “Students are to upload videos of themselves playing their instruments through the HeartOut app and judges will send their ratings and feedback,” Hite said.
Chinese II students prepare for vocabulary quiz on new travel unit
Chinese II students have just started their new unit on travel. Claire Noggle, Chinese II student and sophomore, said students have a matching quiz for the new vocabulary every unit. “We have vocabulary quizzes whenever we start a new unit; usually, they are always matching quizzes,” Noggle said. Sophomore Arthur Yeh is also taking Chinese II and said he believes the vocabulary quizzes are beneficial to his learning skills. “The quizzes allow us to see what new words we are learning in a new unit.
Virtual French III students say learning online helps independence, productivity
Starting to learn a new language can be difficult, especially through e-learning. However, this is not the case for French III student and sophomore Ariel Cho. Cho said she believes virtual learning is easier because she can go at her own pace, which provides her a feeling of mastery and comfort. “I like doing French virtually; it gives me a sense of control over everything I’m learning and I can set it at my own pace,” Cho said.
Students in Chinese classes celebrate Lunar New Year through different family traditions
Lunar New Year is one of the largest holidays for the Chinese culture. This year, students in Chinese classes designed cards to celebrate the new Year of the Ox. Chinese teacher Tungfen Lee said this is one of the most outgoing events in China. “I always like when it is time to celebrate Chinese Lunar New Year; each year in classes I would show clips from the big show that is performed in China during this holiday,” Lee said.
Entertainment Spotlight: Musician and sophomore Celia Watson on passions for singing and guitar
When did you begin to have an interest in playing guitar and singing? I’ve been making music since I was a little kid; my dad bought me my first guitar (it was a butterfly one) at age 8. However, I only really got into it when I was 12, and since then I’ve really been loving it. Who or what influenced you to do gigs around Carmel? I would say (it was) mainly my dad who influenced me.
Virtual students in Chinese II take on challenges, choose safety over risks of COVID-19
As school starts up for its second semester, students have the choice to switch between the all virtual or hybrid systems of learning. Some Chinese II class students who have chosen the all virtual path say they have mixed feelings about their decisions. Jessica Wang, a Chinese II student and freshman, said she feels virtual learning is a challenge for her because there is a lack of social communication. “I think by choosing virtual, it is very hard.
German Club members miss out due to Christkindlmarkt cancellation
When it comes to the holiday season, the noises of skates on the ice rink and the smell of bratwurst, Gluhewien, and the sweetness of gingerbread begin to fuse into the air of the city of Carmel. Christkindlmarkt has been celebrated in Hamilton County for more than three years. This holiday tradition originated in Germany, named for it’s Christmas market. It is a combination of booths selling German-based refreshments, and venues offering different activities to participate in.
French III students explore, do activities related to annual Tour de France
French III students have chosen a student as a “rider” to follow the annual Tour de France bicycle race from its beginning on August 29 until its end on September 20. It is Anabelle Yang’s first year experiencing this event. “I heard about this event when I was still in French II, and I was super excited to be in French III in my sophomore year at CHS.
Chinese II students begin new unit, learn about different cultures of clothing in China
Throughout October, Chinese teacher Tungfen Lee allows students to explore more Chinese culture of clothing styles by completing individual projects in her class. “It is really hard right now to find a perfect activity for everyone to enjoy and keep socially distant. I think projects are a good way to keep the students entertained while learning,” she said. Teresa Yu, a sophomore currently taking Chinese II, said projects are a great way to keep the class entertained during the COVID-19 pandemic.
AP French students bring different French foods to try
During September and October, World Languages department chairperson Andrea Yocum said she will bring samples of different desserts from French-speaking countries for students to try. “I’ve been trying to bring in samples of desserts: chocolates, candies and cookies so we could sample the different types of types of food from the European countries.” she said.
Latin II students learn more grammar, read new book
Towards the end of the semester, Latin II teacher Stephanie Fettig has begun to teach more in-depth content on grammar and reading Latin by allowing students to explore the book Cloelia. “Starting this book will be very helpful when we look further into developing knowledge and ability to understand Latin. It will allow us to cover a lot of different things of writing such as grammar and format while learning to read it,” Fettig said.
Cast-Iron Beef and Rice Platter
Although classes have started for this new school year, I decided to stay home instead of moving back to Isla Vista. However, I began to miss the food there, especially Sizzling Lunch’s Beef Pepper Rice. So I went online, found this recipe and impulsively bought a cast-iron skillet. After spending several weeks seasoning my skillet, I was finally able to try out this recipe.
The Most Refreshing Watermelon Cooler
As we reach the middle of summer, temperatures are back up in the 100s for many of us (I’m looking at you, SoCal!). This watermelon cooler recipe is not only quick and easy to make, but it’s an absolutely perfect way to cool off in this hot weather. Watermelon is my favorite summer fruit, and I was so excited when I found this recipe. I’ve always loved refreshing myself with some blended watermelon, but this special twist makes the drink even better.
Can you get a Vesting Order for cyber fraud cases? | Lexology
Cyber frauds, in particular email scams, have become a common trend of crime in Hong Kong in recent years. Fraudsters use various means to deceive the victims into transferring money to unauthorised bank accounts. Upon discovery of the fraud and based on information obtained from the bank, the victim may apply for an injunction from the court to freeze the recipients’ bank accounts and if the victim is lucky enough, there will be some credit balance left to recover.
Quarantine Food Trend Alert: Dalgona Coffee
Hot new trend alert! With everyone stuck inside and coffee shops shutting down, what better way to spend your time than to whip up your own coffee? Dalgona coffee has risen to fame within the past few weeks for its crazy texture and aesthetic looks. This drink was termed “dalgona” due to its resemblance to South Korea’s old-school honeycomb toffee candy.
New Year, New Drinks: Starbucks' Dairy-Free Beverages
With the new decade just kicking off, Starbucks has already added two new drinks to their menu: the Coconutmilk Latte and the Almondmilk Honey Flat White. These plant-based milk alternative drinks were added as “part of their new winter food and beverage lineup.” Each option gives vegans and lactose-intolerants more options to choose from.
Baked By Ber: The Best Home Bakery in Isla Vista
After scrolling through the Free & For Sale page on Facebook, I came across a post containing pictures of delicious cookies and a caption saying “… freshly baked cookies delivered right to your door.” As an avid cookie lover, I was immediately intrigued. In February of this year, Baked By Ber went live and began to provide fresh cookies to the citizens of Isla Vista. Baked By Ber is an online bakery owned by one of our very own Gauchos, Amber Jorgensen.
Fresh Fruits of IV Food Co-op
Ahh, summer. A time for relaxation under the sun. Not only does summer signal a time for the start of a three-month break from school, it also means that the best fruits are finally in season. With summer arriving in less than a month, it is time to switch out those apples and bananas for some strawberries and watermelons! And thankfully, our very own Isla Vista Food Cooperative has these fruits ready for us to enjoy.
Fair Trade America: Guilt-Free America
When it comes to buying chocolate, most people look for the big brands, such as Hershey’s, Godiva and Ghirardelli. However, purchasing from these companies supports unsafe and unhealthy working environments that enforce illegal labor tactics. Many people do not know that behind all these big chocolate brands are children working in dangerous environments.
TASA's 14th Annual Night Market
On Friday night, April 26, Storke Plaza was crawling with UCSB students looking to spend their night hanging with friends at the Taiwanese American Student Association’s (TASA) 14th Annual Night Market. This event allowed students to experience Taiwan’s most exciting tourist point: its popular night markets.
HKSAR Government launches Consultation to extend Anti-Money Laundering Regulations to Designated Non-Financial Businesses and Professions
On 6 January 2017, the HKSAR Government issued a consultation document, seeking views on a legislative proposal to expand the Anti-Money Laundering and Counter-Terrorist Financing (Financial Institutions) Ordinance (Cap 615) (AMLO) to prescribe statutory customer due diligence (CDD) and record-keeping requirements for solicitors, accountants, real estate agents and trust or company service providers (TCSPs) when they engage in specified transactions.
Boek | Het orchideeen spoor - Michelle Wan
Uitgeverij Meulenhoff Boekerij B.V. Imprint Boekerij Uitgegeven als Paperback Eerste editie 01-07-2005 Laatste editie 01-07-2005 ISBN 9789069748825 Aantal pagina's 113 Serie Libelle Book Azine Seriedeel 1 Taal Nederlands Populair in hetzelfde genre Boeken van dezelfde auteur Uitgelicht 0 Wat vind je van dit boek? Geef jouw beoordeling. 0 0 0 0 0 Willen dit boek lezen 0 Lezen dit boek 0 Hebben dit boek gelezen 1 De Nederlandse Boekenbon is supporter van lezerscommunity Hebban
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