Mortgage rates are unchanged from yesterday and remain under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.52%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 5.87%. Last week, mortgage rates reached their highest levels since July 2025, according to Freddie Mac data. They peaked at 6.70% early in the week before declining slightly. Persistent inflation and rising energy costs due to the war in Iran are keeping rates elevated.