Youâve made sure enough money came in this month. Maybe even a little more than expected. Then a tax bill arrives, or a client who always paid on time suddenly doesnât. The money still has to come from somewhere. You take out credit, delay something else or, as Iâve done before, reach into your own savings to cover the gap. The bigger the business, the more money you have to find. Getting caught once is painful. When it happens again, you can end up frighteningly close to the edge.
