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Senior economy reporter @businessinsider | Trivia enthusiast | 📷@UntappedNY | @nlgja @djnf | 📩nsheidlower@businessinsider.com
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Articles by Noah Sheidlower
Ich ging mit 58 in Rente – darum bereute ich es schnell
Ich ging mit 58 in Rente – und kehrte wieder zurück zur Arbeit. Misty Miller Misty Miller ging vorzeitig in den Ruhestand, kehrte jedoch aufgrund finanzieller Schwierigkeiten und aus einem Gefühl der Sinnhaftigkeit wieder ins Berufsleben zurück. Millers hohe Lebenshaltungskosten veranlassten sie, wieder zu arbeiten, doch sie empfand die Arbeit als anstrengend und ging erneut in den Ruhestand. Miller genießt nun finanzielle Stabilität und soziale Aktivitäten und plant, ein Kinderbuch zu schreiben.
Poszłam na emeryturę w wieku 58 lat. Jeden błąd sprawił, że wróciłam do pracy
Ten tekst powstał na podstawie rozmowy z 67-letnią Misty Miller, która przeszła na wcześniejszą emeryturę, ale z powodu obaw finansowych wróciła na rynek pracy. Kilka lat później ponownie zakończyła karierę zawodową po zmianie podejścia do emerytury. Wypowiedź została zredagowana pod kątem długości i przejrzystości. Mam się dziś znacznie lepiej, niż kiedykolwiek mogłam sobie wyobrazić. Czuję się pełna energii, szczęśliwa, a mój umysł jest jasny i spokojny.
Caregivers are facing a "generosity paradox": Paying for loved ones but not wanting their kids to do so for them
Many caregivers for older loved ones are stuck in a painful dilemma: They're willing to put their financial security at stake to care for loved ones today, but that leaves them at risk of being a burden on their families later on as they age. This "generosity paradox" is at the heart of "The Financial Impact of Caregiving" report by Edward Jones, Age Wave, and The Harris Poll, which was shared exclusively with Business Insider.
Caregivers are facing a "generosity paradox": Paying for loved ones but not wanting their kids to do so for them
Many caregivers for older loved ones are stuck in a painful dilemma: They're willing to put their financial security at stake to care for loved ones today, but that leaves them at risk of being a burden on their families later on as they age. This "generosity paradox" is at the heart of "The Financial Impact of Caregiving" report by Edward Jones, Age Wave, and The Harris Poll, which was shared exclusively with Business Insider.
Share your elder care costs with Business Insider
Families are paying hundreds of thousands of dollars a year in long-term care costs. Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Caring for an older relative is expensive. We want to document what long-term care really costs American families, bill by bill. One of the biggest problems families face is not knowing how much they are likely to spend, and there are few resources that offer any frame of reference.
Share your elder care costs with Business Insider Original
Families are paying hundreds of thousands of dollars a year in long-term care costs. Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Caring for an older relative is expensive. We want to document what long-term care really costs American families, bill by bill. One of the biggest problems families face is not knowing how much they are likely to spend, and there are few resources that offer any frame of reference.
Mein Mann erkrankte mit Anfang 50 an Demenz – für seine Pflege musste ich unser Haus verkaufen und wieder arbeiten gehen
Wendy Rowland kümmerte sich um ihren früh an Demenz erkrankten Mann, bevor er in eine Pflegeeinrichtung zog. Dieser Artikel basiert auf einem Gespräch mit der 53-jährigen Wendy Rowland, die im US-Bundesstaat Mississippi lebt. Rowland war Hausfrau und Mutter und kehrte mit über 50 Jahren ins Berufsleben zurück, um die Pflege ihres früh an Demenz erkrankten Mannes zu finanzieren. Das Gespräch wurde aus Gründen der Länge und Verständlichkeit redaktionell bearbeitet.
我在50多歲初期退休照顧失智症丈夫 我們已耗盡他的401(k)，不得不賣掉房子
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Mein Mann bekam mit 50 Demenz – für seine Pflege musste ich unser Haus verkaufen
Wendy Rowland kümmerte sich um ihren früh an Demenz erkrankten Mann, bevor er in eine Pflegeeinrichtung zog. Wendy Rowland Wendy Rowlands Mann erkrankte früh an Demenz und lebt seit mehr als zwei Jahren in einer spezialisierten Pflegeeinrichtung. Um seine Pflege zu finanzieren, brauchte die 53-Jährige seine Altersvorsorge auf, verkaufte das gemeinsame Haus und kehrte nach mehr als 20 Jahren ins Berufsleben zurück.
I retired in my early 50s to care for my husband with dementia. We've exhausted his 401(k) and had to sell our house. Original
Wendy Rowland cared for her husband with early-onset dementia before he went into a care facility. Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link This as-told-to essay is based on a conversation with Wendy Rowland, 53, who lives in Mississippi. Rowland, who was a stay-at-home mom, returned to work in her 50s to help pay for her husband's long-term care, as he suffers from early-onset dementia.
Before my dad died from dementia, I built him a mock checkout platform to avoid huge purchases
Nikki Elbaz (left) and Hanna Miller (right) co-created ShieldCart after Miller's father developed dementia. Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Everyone in Hanna Miller's family knew her father as a giving and generous person. But as his dementia progressed, he couldn't recall that he'd already ordered something online just a few hours earlier.
Demenz: Ich baute meinem Vater ein Tool, damit er nicht zu viel Geld ausgibt
Hanna Miller und Nikki Elbaz haben ShieldCart entwickelt, um Millers an Demenz erkranktem Vater zu helfen. ShieldCart nutzt künstliche Intelligenz, um den Bezahlvorgang am Kassentisch zu simulieren, sodass ältere Nutzer ohne finanzielle Risiken einkaufen können. Miller und Elbaz wollen ShieldCart weiter ausbauen, um mehr Familien dabei zu helfen, die mit Demenz verbundenen Herausforderungen zu bewältigen. Jeder in Hanna Millers Familie kannte ihren Vater als großzügigen und freigiebigen Menschen.
Before my dad died from dementia, I built him a mock checkout platform to avoid huge purchases Original
Everyone in Hanna Miller's family knew her father as a giving and generous person. But as his dementia progressed, he couldn't recall that he'd already ordered something online just a few hours earlier. Gifts, like toys for the grandkids, piled up so quickly he couldn't easily pay for them. Watching his decline was heartbreaking. Miller's father was a biomathematics Ph.D. who spent his career in pharmaceuticals, living abroad but visiting often, always with suitcases full of presents.
Before my dad died from dementia, I built him a mock checkout platform to avoid huge purchases
Ron DeSantis 18 hours ago Florida Gov. Ron DeSantis Cancels Execution of 74-Year-Old Man, Days Before the Convicted Murderer Was Scheduled to Die People - Desiree Anello • 18h Florida Gov. Ron DeSantis canceled the execution of a 74-year-old man convicted of murder, just days before he was scheduled to die. In a letter to Florida State Prison Warden Randall Polk, the politician, 48, withdrew the order, which he previously signed on Sept.
He needed a caregiver as his body shut down. AI found him the one.
Christina Evers, 42, watches on, holding the back of Merrill Hale's motorized wheelchair, as he controls his screen with his eyes. It's the only way Hale, 57, has found to effectively communicate with Evers, his caregiver. Hale was diagnosed with ALS a decade ago and has slowly lost the ability to speak, eat, and move. "Tech is essential to my survival," Hale says, read aloud by a computerized voice. "He's the brightest guy in the world," his mom, Judy, says as she watches him in their Oregon home.
He needed a caregiver as his body shut down. AI found him the one. Original
Christina Evers, 42, watches on, holding the back of Merrill Hale's motorized wheelchair, as he controls his screen with his eyes. It's the only way Hale, 57, has found to effectively communicate with Evers, his caregiver. Hale was diagnosed with ALS a decade ago and has slowly lost the ability to speak, eat, and move. "Tech is essential to my survival," Hale says, read aloud by a computerized voice. "He's the brightest guy in the world," his mom, Judy, says as she watches him in their Oregon home.
Rente mit 58 – diese Fehlentscheidung brachte mich zurück in den Job
Ich ging mit 58 in Rente – und kehrte wieder zurück zur Arbeit. Misty Miller Misty Miller ging vorzeitig in den Ruhestand, kehrte jedoch aufgrund finanzieller Schwierigkeiten und aus einem Gefühl der Sinnhaftigkeit wieder ins Berufsleben zurück. Millers hohe Lebenshaltungskosten veranlassten sie, wieder zu arbeiten, doch sie empfand die Arbeit als anstrengend und ging erneut in den Ruhestand. Miller genießt nun finanzielle Stabilität und soziale Aktivitäten und plant, ein Kinderbuch zu schreiben.
Ich ging mit 58 in Rente – diese Fehlentscheidung brachte mich zurück in den Job
Ich ging mit 58 in Rente – und kehrte wieder zurück zur Arbeit. Dieser Essay basiert auf einem Gespräch mit der 67-jährigen Misty Miller, die vorzeitig in den Ruhestand ging, aber aufgrund finanzieller Sorgen wieder ins Berufsleben zurückkehrte. Einige Jahre nach ihrer Rückkehr ins Berufsleben ging sie nach einem Umdenken erneut in den Ruhestand. Dieses Interview wurde aus Gründen der Übersichtlichkeit redaktionell bearbeitet. Mir geht es viel besser, als ich es mir jemals hätte vorstellen können.
Ich bin mit 58 in Rente gegangen – darum habe ich es bereut
Ich ging mit 58 in Rente – und kehrte wieder zurück zur Arbeit. Misty Miller Misty Miller ging vorzeitig in den Ruhestand, kehrte jedoch aufgrund finanzieller Schwierigkeiten und aus einem Gefühl der Sinnhaftigkeit wieder ins Berufsleben zurück. Millers hohe Lebenshaltungskosten veranlassten sie, wieder zu arbeiten, doch sie empfand die Arbeit als anstrengend und ging erneut in den Ruhestand. Miller genießt nun finanzielle Stabilität und soziale Aktivitäten und plant, ein Kinderbuch zu schreiben.
I retired at 58, regretted it, and went back to work. At 67, I was finally ready to quit again.
This as-told-to essay is based on a conversation with Misty Miller, 67, who retired early but returned to work due to financial concerns. A few years after returning to work, she retired again after a mindset change. This interview has been edited for clarity. I'm doing much better than I ever thought I would. I feel lively and happy, and my mind is clear. I don't have to worry about many things. I submitted my retirement paperwork in 2017 and had $500,000 saved.
我58歲退休後感到後悔，於是重返職場；67歲時，我終於準備好再次離職
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My journey into Gen Z's financial anxiety
Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Gen Z is afraid. AI will take over their job. They'll never buy a house. They'll go bankrupt caring for their parents. They're being left behind by their peers. They'll never retire. Gen Z is also in pretty good shape. They're investing earlier than previous generations, starting at 19 on average and six years earlier than millennials.
Generacja Z ma większy majątek niż rodzice. Wciąż boi się o finanse
Business Insider Finanse Generacja Z ma większy majątek niż rodzice. Wciąż boi się o finanse Noah Sheidlower 7 października 2026, 13:39. 8 min czytania Udostępnij artykuł Pokolenie Z się boi. Że AI odbierze im pracę. Że nigdy nie kupią domu. Że zbankrutują, opiekując się rodzicami. Że zostają w tyle za rówieśnikami. Że nigdy nie przejdą na emeryturę. A jednocześnie pokolenie Z jest w całkiem dobrej sytuacji.
I retired at 58, regretted it, and went back to work. At 67, I was finally ready to quit again. Original
Misty Miller retired earlier this year for the second time, first retiring at 58. Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link This as-told-to essay is based on a conversation with Misty Miller, 67, who retired early but returned to work due to financial concerns. A few years after returning to work, she retired again after a mindset change. This interview has been edited for clarity.
我試著不再為錢焦慮，結果完全適得其反
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My journey into Gen Z's financial anxiety
Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Gen Z is afraid. AI will take over their job. They'll never buy a house. They'll go bankrupt caring for their parents. They're being left behind by their peers. They'll never retire. Gen Z is also in pretty good shape. They're investing earlier than previous generations, starting at 19 on average and six years earlier than millennials.
A journey into Gen Z's financial anxiety
By Noah Sheidlower Oct. 7, 2026 Gen Z is afraid. AI will take over their job. They'll never buy a house. They'll go bankrupt caring for their parents. They're being left behind by their peers. They'll never retire. Gen Z is also in pretty good shape. Getty Images; Alyssa Powell/BI They're investing earlier than previous generations, starting at 19 on average and six years earlier than millennials.
Rentner scheuen sich davor, ihr Vermögen im Ruhestand auszugeben – das sind die Gründe
Millionen Amerikaner sparen jahrzehntelang für den Tag, an dem sie ihren Laptop an den Nagel hängen und nie wieder arbeiten müssen. Wenn dieser Tag jedoch kommt, haben viele Angst davor, ihr Erspartes aufzubrauchen. Die zwischen Juli und August online durchgeführte Umfrage „2026 Retirement Pulse“ von Prudential Financial ergab, dass sich nur 14 Prozent der Befragten wohl dabei fühlten, im Ruhestand jeden Monat Geld für Freizeitaktivitäten wie Hobbys, Reisen und Restaurantbesuche auszugeben.
Rentner scheuen sich davor, ihr Vermögen im Ruhestand auszugeben – das sind die Gründe
Catherine Delahaye/Getty Images Viele Rentner scheuen sich davor, ihre Ersparnisse auszugeben, wobei die meisten lieber einen Überschuss belassen, als ihre Rücklagen aufzubrauchen. Eine Umfrage von Prudential zeigt, dass Rentner Schwierigkeiten haben, ein Gleichgewicht zwischen Ausgaben für Freizeitvergnügen und zukünftigen Ersparnissen zu finden.
美國年長者害怕在退休後花用自己的財富
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Older Americans are afraid to spend their riches in retirement Original
Older Americans are often unwilling to spend down their savings in retirement. Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Millions of Americans save for decades for the day when they turn in their laptops and never have to work again. When the day comes, though, many fear spending down their nest eggs.
80多歲時，我搬到菲律賓以負擔長期照護費用 我計畫在這裡度過餘生
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Elder care was too expensive in the US. I moved to the Philippines in my 80s, and costs are way down.
This as-told-to essay is based on a conversation with Lemuel Bray, 85, who moved to the Philippines to better afford long-term care. He said his cost of living is lower, and the care he is receiving exceeds what he received in the US. This interview has been edited for length and clarity. I grew up with nine siblings. My father had children from a second wife after my mom died of cervical cancer. I'm a disabled veteran and get disability compensation.
In my 80s, I moved to the Philippines to better afford long-term care. I plan to live the rest of my life here. Original
By Noah Sheidlower You're currently following this author! Click to unsubscribe from email alerts. Lemuel Bray moved to the Philippines and expanded a two-bedroom condo. Lemuel Bray 2026-10-01T09:00:01.287Z Read in app Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Save Saved This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? .
In my 80s, I moved to the Philippines to better afford long-term care. I plan to live the rest of my life here.
Tiny Homes 18 hours ago Families Build Tiny Homes for Aging Parents as Nursing Home Costs Rise People - Vanessa Etienne • 18h More and more people are turning to tiny homes for their elderly parents because they can’t afford the rising costs of nursing homes. In recent years, caregiving costs have skyrocketed. CareScout, a service dedicated to helping older adults and their families find and fund long-term care providers, … Health 1 day ago Drugs are widely used to sedate dementia patients.
They couldn't afford nursing homes for their parents. They built them a tiny home instead.
Over the last few years, Linda Barton watched as her mom and stepdad progressively shifted from active 80-year-olds to, in her words, "children." Her mom with dementia became unable to take care of herself, while her stepfather, whose health has also declined, "acts like he's 6 years old." The commute to see them, which was an hour each way from work, wore her down, and she didn't want them to move in with her because of space constraints. She did the next best thing: move them into her yard.
他們負擔不起讓父母入住養老院的費用 於是改為替父母蓋了一間迷你住宅
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They couldn't afford nursing homes for their parents. They built them a tiny home instead. Original
By Noah Sheidlower You're currently following this author! Click to unsubscribe from email alerts. and Alcynna Lloyd You're currently following this author! Click to unsubscribe from email alerts. Jimmy Barton lives in a tiny home purchased by Justin Barton and daughter-in-law Linda Barton. Joseph Bui for BI 2026-09-27T09:01:01.317Z Read in app Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt.
They couldn't afford nursing homes for their parents. They built them a tiny home instead.
11 hours ago Key Points For investors who can stay invested in stocks for five to 10 years, nuclear energy stocks could present an enormous opportunity right now. The reason goes beyond AI data centers. Although data centers are causing a massive scramble for power unlike any before, the clean energy nuclear …
Dementia care can cost a fortune. Families pay in more ways than one. Original
Angela Davis, 65, has cared for her mother with dementia for the past few years. Camille Farrah Lenain for BI Angela Davis, 65, has cared for her mother with dementia for the past few years. Camille Farrah Lenain for BI By Noah Sheidlower You're currently following this author! Want to unfollow? Unsubscribe via the link in your email. and Madison Hoff You're currently following this author! Want to unfollow? Unsubscribe via the link in your email.
Dementia care can cost a fortune. Families pay in more ways than one.
Angela Davis, 65, has cared for her mother with dementia for the past few years.Camille Farrah Lenain for BI When Angela Davis discovered that her mother with dementia had changed the locks, she knew she had to intervene. After a standard care facility didn't cut it, Davis, 65, moved her mother into her own home. Davis now manages her medications, assists with her hygiene, and monitors her at night. She sleeps on a love seat near her mom's room in case anything happens.
65歲照顧失智87歲母親 上班有時是我唯一喘息時光
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Older Americans are sliding into poverty Original
By Juliana Kaplan You're currently following this author! Want to unfollow? Unsubscribe via the link in your email. and Noah Sheidlower You're currently following this author! Want to unfollow? Unsubscribe via the link in your email. The supplemental poverty rate for older Americans has increased. Willowpix/Getty Images 2026-09-19T09:30:01.277Z Read in app Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt.
Older Americans are sliding into poverty
After a surge of pandemic-era aid, older Americans have faced rising poverty. • Healthcare costs drive older Americans into poverty, straining their savings and finances. • Social Security often isn't enough to cover costs, leading older Americans to take on low-paying jobs. After a slew of pandemic-induced aid ran its course, older Americans are falling back into poverty — and even younger would-be retirees are struggling.
I'm 65 and caring for my 87-year-old mom with dementia. Going to work is sometimes my only break. Original
Angela Davis, 65, cares for her 87-year-old mom with dementia. Camille Farrah Lenain for BI As told to Noah Sheidlower You're currently following this author! Want to unfollow? Unsubscribe via the link in your email. 2026-09-19T08:13:01.288Z Read in app Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Save Saved This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account?
I'm 65 and caring for my 87-year-old mom with dementia. Going to work is sometimes my only break.
This as-told-to essay is based on a conversation with Angela Davis, 65, who lives in New Orleans with her 87-year-old mom with dementia. She said her mom's at-home care is upward of $7,000 a month. This interview has been edited for length and clarity. My mom and dad were never married. I grew up in New Orleans and went to an all-girls Catholic high school. My mom was a school teacher and bought a house in her 30s, which I recently transferred to my son.
I raised 3 kids. At 70, caring for my 102-year-old mom feels like having a newborn again. Original
After retiring, Barbara Marcanti now cares for her 102-year-old mom. Barbara Marcanti 2026-09-17T13:21:01.275Z Read in app Copy link Email Facebook WhatsApp X LinkedIn Bluesky Threads An icon in the shape of a lightning bolt. Impact Link Save Saved This story is available exclusively to Business Insider subscribers. Become an Insider and start reading now. Have an account? . This as-told-to essay is based on a conversation with Barbara Marcanti who is caring for her 102-year-old mother.
I raised 3 kids. At 70, caring for my 102-year-old mom feels like having a newborn again.
1:13 5 hours ago Are The Benefits of Air Conditioning Really Worth It? Unbranded - unbranded - Lifestyle • 5h As our summers get hotter each year, more people are using air conditioning than ever before. It is estimated that air conditioning saves around 200,000 lives each year during extreme weather events. Unfortunately, one negative effect of using cooling systems is that it can harm the environment The majority of the electricity used to power air conditioners comes from fossil fuels.
I raised 3 kids. At 70, caring for my 102-year-old mom feels like having a newborn again.
Marcanti's mom moved to live with her, avoiding costly caregiver expenses. • Marcanti has tried to preserve her mom's independence, though there have been sacrifices. This as-told-to essay is based on a conversation with Barbara Marcanti who is caring for her 102-year-old mother. Marcanti said she has no regrets about how she's approached caregiving, though she said the work has weighed her down. This interview has been edited for length and clarity. I was a mom to three children.
照顧5位摯愛親人20年 54歲仍覺得自己的人生尚未開始
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