Nuwan Sameera Liyanage

July 18, 2026 – Morpho is preparing a controlled public launch for Midnight, its new fixed-rate lending protocol. The rollout could reshape onchain credit pricing. In Summary Midnight starts with one cbBTC/USDC market on Base and several maturity dates. Direct lenders and borrowers gain access first, while automation tools arrive later. Fixed maturities improve payment certainty, although liquidity and liquidation risks remain important.

A Senate vote on the CLARITY Act is finally scheduled for the week of July 20. Yet the long-awaited merged draft dropped the ethics clause Democrats had demanded, three of them declared open opposition, and the odds of passage collapsed to about 35 per cent. Here is what the endgame reveals. In Summary A vote is finally scheduled for the week of July 20. Majority Leader John Thune has pledged floor action before the recess, after the National Defence Authorisation Act took priority the prior week.

July 18, 2026 – The GenAI funding slowdown intensified in Q2 2026. Yet the decline masks a deeper shift toward concentrated capital and public listings. In Summary Application companies raised about $70 billion across 18 deals during Q2 2026. Anthropic captured roughly 93% of that quarter’s reported funding. First-half funding reached $217.7 billion, nearly twice the full-year 2025 total. Public listings could finance compute, acquisitions, and employee liquidity at a greater scale.