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Investing can be complex, scary, and still fun. Back in 2021, meme stocks were all the rage, fueled by FOMO, or the ‘fear of missing out.’ The problem was though, that stock picking is a complex process, and many investors don’t always have the adequate time, resources, or knowledge to build and maintain a portfolio of individual stocks. At the time, we’d talked about one way to protect your portfolio from yourself, by picking a diversified, low-cost exchange-traded fund.