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Palmer Quamme

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Articles

CFPB Reconsiders Section 1033 Rule Signaling Potential Overhaul of Personal Financial Data Rights Framework | JD Supra

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By Michael Egan, Obrea Poindexter, Palmer Quamme
| JD Supra
On August 22, 2025, the Consumer Financial Protection Bureau (CFPB) published an advance notice of proposed rulemaking (ANPR) seeking public comment on four substantive aspects of its Section 1033 rulemaking under the Dodd-Frank Act. The CFPB seeks input on: The definition of a third-party “representative” permitted to access data on a consumer’s behalf. Whether a data provider should be permitted to impose fees for access to consumer data and, if so, the optimal approach for doing so.
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Open Banking Is On Ice As CFPB Seeks To Toss Its Own Rule

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By Obrea Poindexter, Palmer Quamme
| Law360 Verified
By Obrea Poindexter and Palmer Quamme ( July 24, 2025, 4:48 PM EDT) -- On May 30, the Consumer Financial Protection Bureau in Forcht Bank NA v. CFPB took the rare step of asking the U.S. District Court for the Eastern District of Kentucky to vacate the bureau's own final rule implementing Section 1033 of the Dodd-Frank Act.... Law360 is on it, so you are, too. A Law360 subscription puts you at the center of fast-moving legal issues, trends and developments so you can act with speed and confidence.
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CFPB Issues Interim Final Rule Extending Small Business Lending Rule Compliance Deadlines | JD Supra

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By Elyse Moyer, Palmer Quamme, Michelle Rogers
| JD Supra
The Consumer Financial Protection Bureau (CFPB) recently issued an interim final rule (2025 interim final rule) delaying compliance deadlines for a second time for its small business lending data collection rule, which amended Regulation B pursuant to Section 1071 of the Dodd-Frank Act.
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