Paras Singhal

The Dark Side of Speed in Investing The world is moving at an unprecedented pace, and the need for speed is becoming increasingly ingrained in our daily lives. We expect everything to be delivered instantly, from groceries to bank accounts, and even UPI payments are faster than ever. This culture of instant gratification has also crept into our investing behavior, with many opting for short-term gains over long-term stability.

Whether it is the expressway, the IPL pitch or the stock market, the pattern is identical.

Paras Singhal What if a simple 80:20 mix of equity and debt could deliver the similar returns as a pure large‑cap equity fund, but with much lower volatility? We back‑tested 23 years of Indian market data to find out the answer. Here's what the numbers reveal about asset allocation, and which mix might suit you best. The puzzle that started this I regularly meet investors who are looking for high returns and are willing to go all out into equities.