Paul Centopani on Muck Rack

Paul Centopani

Chicago
As seen in: Mortgage Research Center, Thomson Reuters, FanSided, American Banker, Asset Securitization Report, PE Hub Network, National Mortgage News, The Mortgage Reports, Financial Planning, On Wall Street, Employee Benefit News and
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Articles

States With the Most VA Homebuyers

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By Paul Centopani
| Mortgage Research Center
As a benefit for their service, mortgages backed by the Department of Veterans Affairs (VA) offer veterans and military members a faster and more affordable path to homeownership. VA home loans have more lenient credit standards, require no down payment, and typically come with below-market interest rates. With affordability being a major pain point and home prices high enough to make you say, ‘Whiskey Tango Foxtrot,’ getting a VA loan can be a helpful financing option.
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Which States Rely on FHA Loans the Most? A State-by-State Breakdown

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By Paul Centopani
| Mortgage Research Center
Rising home prices and mortgage rates have potential homebuyers struggling to save a down payment or qualify for mortgage at all. Often, FHA is the answer. These mortgages, backed by the Federal Housing Administration (FHA), provide more lenient terms and low down payments of only 3.5%.
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The Investor's Map: Which States Are Dominating Real Estate Investment Activity?

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By Paul Centopani
| Mortgage Research Center
Home values keep rising (and consistently do over time), making real estate investing a popular endeavor. And it's gaining momentum. After historically low interest rates fueled 2021’s banner year, purchase originations for investment properties stabilized. They then climbed 15.7% from 2023 to 2025, according to the most recent Home Mortgage Disclosure Act (HMDA) data.
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