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Rachel Hartman

Verified
Miami
As seen in: MSN, MSN Ireland, Forbes, Nature, The Guardian, Yahoo News, Yahoo Singapore, ABC News, PLOS ONE, Yahoo Finance and
Writer and missionary wife. Living the dream.
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Articles

10 Important Ages for Retirement Planning

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By Kate Stalter, Rachel Hartman , Katy Marquardt
| Money US News
Key Takeaways Retirement planning milestones can affect taxes, Social Security income and healthcare costs. Workers can contribute more to retirement accounts in 2026, including expanded catch-up and “super catch-up” contributions for ages 60 to 63. Claiming Social Security early at age 62 permanently reduces monthly benefits, while waiting until age 70 can significantly increase lifetime income. Required minimum distributions generally begin at age 73, with the age rising to 75 in 2033.
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2026 Agriculture Scholars celebrated at Farm Credit Illinois Luncheon

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By Rachel Hartman 
| The Troy Times Tribune
By Rachel Hartman • A total of $75,000 of scholarships were awarded to 30 Illinois high school seniors. Each scholar receives $2,500 from FCI to pursue a degree within the field of agriculture. Twenty-five of the students attended the recognition program. This marks the 22nd year of the Farm Credit Illinois’ agriculture scholarship program, which has awarded more than$938,500 to 566 students in central and southern Illinois since 2004.
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Is 'Financial Independence, Retire Early' Bad for Your Brain? What the Science Says and How to Do It the Right Way

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By Rachel Hartman , Katy Marquardt, Liisa Rajala 
| Money US News
Key Takeaways Older adults who leave the workforce may experience cognitive decline, according to a recent study. Experts say the healthiest version of FIRE, which is short for "financial independence, retire early," may involve replacing full-time work with meaningful activities, social connections or part-time roles rather than stopping abruptly.
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