Ray Frager

Navigating the complicated world of student loans can be a stressful challenge for college borrowers. And missteps along the way can cost you thousands of dollars. In many cases, a simple tip or suggestion from a financial pro could help you save money and avoid falling into burdensome debt. U.S. News regularly speaks with some of the top student loan experts and wealth advisors about financial strategies and repayment solutions. But everyone's situation is different.

Key Takeaways Introductory APR offers can help startups cover planned purchases interest-free during the promotional period. Flat-rate cards can be practical for startups with broad or unpredictable spending. Startups with advertising, software, telecom or office-related expenses can earn rewards from credit card bonus categories. Business credit cards can help startups separate business and personal purchases, track expenses and earn rewards on operating costs.

Key Takeaways A new rule that was set to go into effect in July would have disqualified employers from the Public Service Loan Forgiveness student loan program if they participated in activities with "substantial illegal purpose." If enforced, the rule would have halted the progress of some borrowers toward getting their student loans canceled after 10 years of public service.