Richard Barnwell

Company boards are facing increasing pressure, challenge, and scrutiny. The need for effective and sustainable governance has never been more important. So what can boards do to help ensure long-term and successful governance? We have partnered with Board and leadership recruitment specialists Norman Broadbent to explore the key areas boards need to think about when planning for the future. This includes skills development, succession and strategic fit.

HMT, FCA & PRA Consultations on SM&CR Reform: Practical Implications Updated: August 4, 2025 | Authors: Mads Hannibal, Richard Barnwell Background and Summary Since its introduction in 2016, the Senior Managers & Certification Regime ("SM&CR") has strengthened accountability in financial services, however, many firms have criticised its complexity and administrative burden.

As a motor finance lender, you will be preparing your business in response to the Supreme Court judgement issued on 1st August and subsequent statement by the Financial Conduct Authority. The court judgement means consumer redress is due where there is an Unfair Relationship (s.140 CCA). These guiding principles are fact specific, meaning they apply to each customer case individually and they also need to be seen together.