Rihong Zang on Muck Rack

Rihong Zang

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Articles

Digital transformation and the inclusive financial efficiency for small and micro enterprises: evidence from Chinese commercial banks

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By Nana Yang, Guanghui Liu, Rihong Zang, Chengyuan Yin
| Nature
Abstract Inclusive financial efficiency reflects the utilization efficiency of factor inputs, and how to effectively improve inclusive financial efficiency is the key to determining the high-quality development of inclusive finance in China. Can commercial banks rely on digital transformation to optimize credit resource allocation, improve inclusive financial efficiency, and better serve real economy?
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