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Rob Watts

  • Advisor, Authority.inc
New Jersey
As seen in: Forbes Advisor UK, Forbes, Forbes Advisor, Forbes Advisor Canada, PCMag, PCMag India, PCMag UK, Bankrate, Fit Small Business, Mondaq and
Tech writing by trade. Big into film, gaming, sustainability stuff too. Opinions are my own.
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Articles

Can’t Get a Small-Business Loan? CDFIs May Offer a Better Way

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By Olivia Chen Verified, Rob Watts
| Bankrate Verified
Small business owners seeking financing may have faced tighter credit conditions in recent quarters, particularly from banks. During the first quarter of 2025, 16 percent of banks tightened their credit standards for small businesses with less than $50 million in revenue, compared to 11 percent the previous quarter, according to the Federal Reserve’s Senior Loan Officer Opinion Survey (SLOOS).
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What the Big, Beautiful Bill means for small businesses

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By Marlese Lessing, Thomas Brock, Rob Watts
| Bankrate Verified
The One Big Beautiful Bill Act has introduced a wide range of tax cuts and adjustments that small business owners should pay attention to and prepare for. New deductions around pass-through income, tipped and overtime wage and bonus depreciation can allow small business owners and workers to lower their tax burden. The repeal of the de minimis rule means small business owners can expect to pay more on smaller imported shipments.
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Survey: One In Four American Adults Have A Side Hustle. Here’s Why That Number Might Change Soon

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By Marlese Lessing, Rob Watts
| Bankrate Verified
Manhattan-based nurse Vivian Ezugwu has lived in New York City her whole life, and is well-aware that living in the Big Apple doesn’t come cheaply – which is one of the reasons she’s taking on extra shifts as a school nurse in addition to her regular night shifts at the hospital. “It’s great to have an extra income,” Ezugwu said. “It gives you a sense of comfortability.” Ezugwu isn’t alone.
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