Articles by Robert Ashworth
Asset intensive reinsurance in Japan - a structuring guide for Japanese cedants navigating J-ICS
Executive summary Japan is moving to an economic value based solvency regime (J-ICS / ESR) aligned with the IAIS Insurance Capital Standard, with first required reporting for fiscal years ending 31 March 2026. Assets and liabilities will be valued at current market rates and capital requirements set to withstand extreme stress scenarios, making solvency ratios far more sensitive to interest rates, lapses and ALM mismatches, particularly for legacy high guarantee books.
Corporate Governance: Hong Kong
The next generation search tool for finding the right lawyer for you.
In review: shareholder rights and responsibilities in Hong Kong
All questions Shareholders i Shareholder rights and powers Shareholders in a Hong Kong incorporated company enjoy powers set out in the Companies Ordinance. For instance, members holding 5 per cent of the company's voting rights can requisition a general meeting and put forward matters to be voted on. Certain important decisions, such as change of name, amendments to articles of association and voluntary winding-up, can only be made with a 75 per cent supermajority approval.
Spotlight: corporate leadership in Hong Kong
All questions Corporate leadership i Board structure and practices Hong Kong adopts a unitary board structure. Executive directors, non-executive directors and independent non-executive directors (INEDs) act collectively as one board. It is a mandatory requirement that an issuer has a minimum of three INEDs on its board, representing at least one-third of the entire board.
Hot Springs of the Pacific Northwest - AAA Washington | Articles, News and Advice
Best Public Hot Springs One benefit of living in the Pacific Northwest is our access to public hot springs. There are dozens of hot pools speckling the region from Washington to Idaho to Oregon. Read on to learn some of the best places to take a warm dip in nature any time of the year. While some are part of private resorts and hotels, numerous other hot springs are accessible to the public at low or no cost.
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