What happens deposit accounts and the money they hold when people die? It hardly matters to the departed, but it’s a big concern for heirs. The answer depends on whose name is on the account and whether it is held in a living trust, according to Michael Halloran, a wealth management adviser in Jacksonville, Fla. If the account isn’t held jointly or in a trust—and Halloran says such lack of planning is the case more often than not—the account is off limits until the estate is settled in court.
There is perhaps no thornier issue in consumer banking than overdraft protection. Banks see it as a valuable service, which lets customers keep using their debit cards for purchases and ATM withdrawals in exchange for a reasonable fee. For consumer advocates, the idea of charging a customer who has run out of money is like kicking someone when they’re down. The average overdraft fee is $33.38 per transaction, according to 2017 Bankrate checking account survey.
If you’re looking for a new checking account or a CD deal, you likely use an online comparison tool like Bankrate.com to find the best rates. Opening an account online would be the natural next step. “If you are shopping on the net, why would you take that information and waste time going to a physical branch to open the account?” says Derek Corcoran, chief experience officer of Avoka, a company that helps banks make online applications easier.
@ff_green_energy I've had the same primary bank since 2000. I lived in a state where that bank didn't operate for seven of those years. Suffice to say, branches don't matter much to me. For banks, the challenge is making sure that they are firing on all cylinders bc people have different needs.
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Musk AND Zuckerberg or Musk + Zuckerberg.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used). For example, results will contain either cake or cookie by searching cake OR cookie or cake,cookie
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".