Robert Finlay
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Articles by Robert Finlay
Comment: Stifling public input isn’t democratic
A commentary by the president of the Saanich South B.C. Conservative Riding Association. The July 14 commentary “Raucous Saanich council meeting not true gauge of public opinion” begs for response. As a fan of democracy, I’m happy to provide it. It is apparent that Jack Sandor believes participatory democracy ceases after the votes are counted, and that the job of elected officials is to doggedly ignore public input on specific topics and simply engage in a form of temporary dictatorship.
Handling Insurance Claims From a Lenders Perspective
This article originally appeared in the May 2025 edition of MortgagePoint magazine, online now. There is much uncertainty surrounding the recent wildfires that devastated many properties in our Southern California community. As efforts begin to rebuild the destruction and loss caused by these fires, many lenders are looking for guidance on how to balance protecting their security with the needs of the borrower.
Changes to California’s Homeowner Bill of Rights
During the height of the financial crisis, California passed landmark legislation intended to help homeowners facing foreclosure—the Home Owner Bill of Rights (HOBR). In short, HOBR required loan servicers to follow certain procedures when putting defaulted borrowers on notice of foreclosure prevention alternatives and prevented servicers from “dual tracking,” i.e., simultaneously proceeding with foreclosure while the homeowner is being reviewed for a loan modification.
Can the National Bank Act be Preempted by State Law?
This piece, co-authored by Kathy Shakibi Esq., originally appeared in the September 2024 edition of MortgagePoint magazine, online now. On May 30, 2024, the Supreme Court of the United States (SCOTUS) issued its opinion on a matter of far-reaching consequence—whether the preempts a New York State consumer financial law requiring payment of interest on mortgage escrow accounts in the case of Cantero v. Bank of Am., N.A., 2024 U.S. LEXIS 2367.
What It Takes to Build a Best-In-Class Company
More than 5 million businesses were created in the U.S. in 2022. What makes the true industry giants stand out in a world of fierce competition? What separates an average company from a top-tier organization that's successful and pivotal in shaping the future? Drawing upon 20-plus years as an entrepreneur, during which I've witnessed numerous businesses rise and fall, I've gathered insights into critical factors that differentiate outstanding enterprises from the rest.
Every Business Owner Needs an Exit Plan — It's Time You Develop Yours. | Entrepreneur
It might seem counterintuitive, but planning your business exit strategy from the start can significantly improve your entrepreneurial journey. When you set out on a road trip, you don't drive around aimlessly — you have a destination in mind. Similarly, as an entrepreneur, having a clear end goal in mind guides your decisions and actions, leading to a more satisfying outcome for all stakeholders.
I Watch Great Teams Make These Business-Destroying Mistakes All The Time. Here's Where They're Going Wrong (And How To Fix It).
In my 20+ year career as an entrepreneur who's built, acquired, and sold numerous successful businesses, I've observed several factors that can take an otherwise amazing team and viable business idea and drive it into the ground: Not fully understanding who you serve (who your customers are). Selling what you've got rather than what they want. Putting out the message where it isn't heard or seen.
CRE Tech and Finance Innovator, Robert J. Finlay of Thirty Capital, Releases Beyond the Building
New Book Shows Operators of All Sizes How to Scale by Embracing Innovation in Technology and Management , /PRNewswire/ -- Robert J. Finlay, CPM®, an innovating presence in the commercial real estate (CRE) industry over the last 20 years, released a new book, Beyond the Building, published by Greenleaf Book Group Press. The book guides operators in embracing innovation to create an unstoppable brand, robust competitive advantage, and superior value for stakeholders.
La app de ChatGPT para iOS supera ya las 500,000 descargas
El dominio de ChatGPT en el campo de la inteligencia artificial (IA) se extiende al mundo de las apps. Tan solo seis días después de haber sido liberada para dispositivos con sistema operativo iOS (es decir, iPhones), la ChatGPT app ha sido descargada más de 500,000 veces según datos proporcionados por la página de análisis de datos y aplicaciones, data.ai.
Una mirada a la situación actual de inversión en Latinoamérica y la apuesta por las fintech
A pesar de que la inversión en capital de riesgo en Latinoamérica registró una disminución en el primer trimestre de 2023, existen sectores en los que los inversionistas continúan mostrando interés en invertir. Uno de estos sectores prometedores es el de las fintech, donde los emprendedores pueden encontrar una oportunidad para obtener capital.
La inteligencia artificial llega a Windows con Copilot. ¿Qué significa eso para tus procesos de trabajo?
Como era de esperarse, la inteligencia artificial (IA) ha llegado a Windows 11. Con el objetivo de no quedarse atrás, Microsoft anunció el lanzamiento de Windows Copilot, una herramienta capaz de ofrecer sugerencias basadas en lo que se visualiza en pantalla. Esta opción, que estará disponible a partir de junio en una versión preliminar, consiste en una barra lateral que se mantendrá activa de forma ininterrumpida en todas las aplicaciones, programas y ventanas del sistema operativo.
Ecommerce And Tech Companies Have Much to Learn From Each Other
There are lessons to learn every day in the business world. Often, we find ourselves looking to companies in our industry or vertical for winning examples and strategies. This is a great habit, but sometimes you have to look beyond the familiar to find new unique approaches to growth that you can adopt.
Uber Suspends Its Diversity Chief After 'Karen' Session Outrage
Uber's diversity chief is on leave from the company following employee backlash over an internal event she moderated, dubbed "Don't Call Me Karen." Head of diversity Bo Young Lee, who was in charge of a series of discussions about race and the experiences of underrepresented groups called "Moving Forward," was asked to take a step back as the company figures out its next move, The New York Times reported.
Commodities Update: Lumber Prices and Oil Prices – June 2023 | Entrepreneur
Commodity prices have been all over the place for the last few years due to the constant economic changes, from a pandemic to soaring inflation. With fears of a global recession and many other unique factors, there are many concerns over what will happen to commodity prices next. In this article, we'll break down some recent news impacting commodities, including high mortgage rates keeping lumber prices low and OPEC+ cutting oil production.
If LeBron James Retires, He Leaves the NBA as a Billionaire
This article originally appeared on Business Insider. LeBron James is one of the most accomplished athletes in sports history. King James is a four-time NBA champion, four-time league MVP, and 19-time All-Star. And now that he's broken virtually every record the NBA has to offer — including passing Kareem Abdul-Jabbar for the league's all-time scoring crown — James has set his sights on playing alongside his sons in the pros.
Buy or Sell: Starbucks (SBUX) and Luckin Coffee (LKNCY)
Despite the macroeconomic challenges, the restaurant industry looks poised for stable growth. However, is this the right time to invest in Starbucks (SBUX) and Luckin Coffee (LKNCY)? Continue reading to find out. While the restaurant industry is grappling with inflation, labor shortage, supply chain disruptions, and rising interest rates, operators remain optimistic. So, investors looking for quality restaurant stocks can consider buying Starbucks Corporation (SBUX) and Luckin Coffee Inc. (LKNCY).
Ellie Mental Health a Top New & Emerging Franchise
Co-founder and CEO of Ellie Mental Health, Erin Pash, is on a mission to make mental health services more accessible, and that's landed her brand at No. 65 on our Top New & Emerging Franchises list. Here, she explains how franchising is helping her reach that goal. How did Ellie Mental Health get started?
Score Nearly Half Off a Refurbished MacBook Pro
In the world of hybrid work, you have to have flexible working options. You might have an amazing home office workstation, but you never know when you might have to travel or feel the need to work from a coffee shop or library. In that case, you need a reliable laptop. You don't need to break the bank on a brand-new machine; when you buy refurbished, you can go back to the classics for a big discount.
How To Make Sure Your Company's Data Is Safe Original
It has been several years since Capital One and Equifax publicly revealed their respective data breaches. The furor has faded. But both organizations continue to deal with the financial and reputational fallout — and likely will for years to come. Your company might not be as large or well-known as these, but that doesn't make it any less vulnerable to a crippling breach. Your cyber defenses only have to fail once for the worst-case scenario to hit home.
Adding Seasonal Food Favorites to Your Calendar This Summer
Summertime is just within reach. Sure, the warm weather, no school, and baseball are all fun, but do you know what the real treat is? The food! There are a lot of foods to look forward to this summer season. Many of these include the fresh fruits and vegetables that are ripening around this time. But those don't stay fresh for long, and knowing what's in season when can be a lot to keep track of. So how do you stay on top of it all and avoid missing the juiciest watermelon?
3 Buy-Rated China Stocks to Supercharge Your Portfolio
After lifting its strict pandemic restrictions, the Chinese economy has rebounded strongly, driven by consumer spending. Analysts expect the country to continue growing this year. Given this backdrop, it could be wise to buy promising China stocks Vipshop (VIPS), New Oriental Education & Technology Group (EDU), and Weibo (WB). These stocks are rated Buy in our proprietary rating system. Read more….
3 Tech Stocks to Watch Closely
Despite macroeconomic challenges, the tech industry is expected to witness steady growth driven by robust demand. Hence, fundamentally strong tech stocks Lenovo Group (LNVGY), Ricoh Company (RICOY), and KVH Industries (KVHI) might be ideal additions to your watchlists. Read on…. While the technology industry has been struggling with macroeconomic headwinds, its long-term prospects remain bright. So, fundamentally solid tech stocks, Lenovo Group Limited (LNVGY), Ricoh Company, Ltd.
Ask Co-Founder of Netflix Marc Randolph Anything: How to Watch Original
Marc Randolph, the co-founder of Netflix, joins us for another episode of Ask Marc, a live Q&A series about starting and growing your business. The event will begin on Tuesday, May 23rd at 3:00 PM ET, streaming on our YouTube, LinkedIn and Twitter channels. Where can I watch Ask Marc? Watch and stream: YouTube, LinkedIn & Twitter You can watch on your phone, tablet or computer. Ask Marc will be shown in its entirety on YouTube, LinkedIn and Twitter What time does Ask Marc start?
Builder.ai Raises $250 Million In Series D Funding
Builder.ai, the AI powered composable software platform, designed to be so simple and accessible that everyday businesses and individuals can turn their ideas into software, today announced an investment of $250 million in a Series D funding. The new investment, led by Qatar Investment Authority (QIA) takes the total amount raised by the company to over $450 million with an up to 1.8 times increase in its valuation.
The Five Hallmarks of Inspiring Leadership
The following is an excerpt from the new book, Inner Switch: 7 Timeless Principles to Transform Modern Leadership by Susan S. Freeman, available now at Entrepreneur Bookstore, Amazon, Barnes & Noble, BAM and Apple. Some leaders think they will "be" someone when they achieve a certain goal—a promotion, additional compensation, or some other desired status. They think they will be happy when they finally obtain or achieve what they want.
Want to Build a Compelling Workplace That Attracts and Retains Employees? Create Value — Here's How. | Entrepreneur
What makes a workplace viable? And what keeps employees engaged, happy and productive? We provide value to employees by giving them opportunities to apply their skills, grow and generate income, and workers provide value to us in the form of talent, insight and time. With labor demand still high and wage growth continuing, we must emphasize giving value to our employees. Professionals today have options — it's a worker's market.
Helios Underwriting Plc Directors' Disclosure
Helios Underwriting (LSE:HUW) Intraday Stock Chart Thursday 11 May 2023 TIDMHUW RNS Number : 0202Z Helios Underwriting Plc 11 May 2023 Helios Underwriting plc ("Helios" or the "Company") Directors' Disclosure Helios makes the following disclosures pursuant to Rule 17 Schedule Two (g) of the AIM Rules for Companies. On 21 April 2021, the Company announced the appointment of Martin Reith to the Board.
9 Ruthless and Radical Time Management Tips Original
The key to effectively managing your time and schedule? Sometimes, you need radical and even a little ruthless. Despite creating a time management plan, you're probably unable to achieve your goals because you're too flexible and undemanding. Remember, you only have 24 hours in a day. And it's not like you can't magically regain those hours by giving up sleep. However, many people have difficulty managing their time.
How to Navigate the Costs That Come With Having an Abusive Boss Original
The economic cost of poor management is substantial. Gallup estimates that around $1 trillion per year is lost due to unrealized productivity and reduced employee engagement in the United States. Some of this economic loss is due to fairly benign factors such as inadequate training or outdated management practices. But a non-trivial portion can likely be attributed to a specific form of toxic leadership.
10 Tips And Tricks To Keep Your Productivity Levels High (And Your Stress Levels Low)
Being an entrepreneur can be hugely exciting, thrilling, and fulfilling. However, with this joruney comes many challenges along the way. We weren't all born business leaders equipped with the correct skills to run a successful company, and it can be incredibly difficult to stay motivated and disciplined every day of the week.
Sharjah-Based BEEAH Education Invites Sustainability Innovators From Around The World To Participate In Its Future Pioneers Awards 2023 Original
BEEAH Education, a subsidiary of Sharjah-based sustainability and digital expert BEEAH Group, has announced the 2023 edition of The Future Pioneers Awards that aims to recognize ideas and projects that could shape the future of sustainability.
How Leaders and Their Teams Flourish Through Continuing Education
After likely spending years in college and excitedly anticipating a professional life, it's easy to be sympathetic to an entrepreneur's hesitancy about returning to the classroom. But being excellence-and stability-driven, like it or not, also means nurturing knowledge and skills as leaders, as well as those of staff members. Put simply, at some point, to keep careers, businesses and overall satisfaction growing, it's occasionally necessary to plunge back into the scholastic pool.
3 Reasons Why You Need Data To Scale Your Company
Data is what provides the information you need to understand your company's footing in the marketplace and identify opportunities to increase revenue and optimize expenses, both of which will support the growing valuations of your venture over the years. But to get there, you need to know where to find the data and how to capture, organize and interpret it to power your decision-making processes.
Body Double - JSTOR Daily
Anna Delvey. Elizabeth Holmes. The Tinder Swindler. We are amidst a deluge of stories of imposters—tales of individuals pretending to be someone that they are not or having achieved something that they have not. But imposture is not unique to the twenty-first century. Consider Anna Anderson, the would-be Anastasia, or the legendary case of , a sixteenth-century French peasant who disappeared for a number of years before apparently returning to his Pyrenean village and settling back in with his wife.
How NFTs Have Changed Digital Art Forever
"Artists only get rich after they're dead" is an old axiom that could be about to change. Non-fungible tokens (NFTs) provide artists, musicians, photographers and other content creators with digital protection and a platform to profit from their work. NFTs — also often called crypto-collectables — function as legally binding contracts that are traded over the blockchain.
Why the Need for Innovation in Commercial Real Estate Will Only Increase With Time
Every businessperson understands that innovation is essential. In commercial real estate, however, this principle is especially true. Since early 2020 when the coronavirus pandemic rocked the commercial real estate world, professionals in the industry came up with innovative ideas for not only surviving, but thriving. That kind of cutting-edge innovation will become more and more necessary in the future of the industry.
Third-Party Property Management Isn't as Simple as It Seems
One of the first questions CRE entrepreneurs must deal with when entering the industry is how to manage their properties. Some property owners choose to exclusively work with third-party property management teams, while others prefer a self-management approach. For years, many people in the industry believed the choices related to property management were simple.
5 Ways Cryptocurrency Will Change the World of Commercial Real Estate
Shutterstock Cryptocurrency is the hottest topic of discussion in nearly every industry these days. But commercial real estate is one industry that could transform completely as blockchain technology gains an increasing amount of popularity. Five years from now, commercial real estate will look very different than how it looks today. The blockchain-driven innovations in the industry are nearly endless.
5 formas en que la criptomoneda cambiará el mundo de los bienes raíces comerciales
Las criptomonedas se han infiltrado en casi todas las industrias del planeta, incluidas las inmobiliarias comerciales, y eso es algo bueno. Por Robert Finlay Diciembre 11, 2021 Este artículo fue traducido de nuestra edición en inglés utilizando tecnologías de IA. Pueden existir errores debido a este proceso. Las opiniones expresadas por los colaboradores de Entrepreneur son personales. La criptomoneda es el tema de discusión más candente en casi todas las industrias en estos días.
How the End of LIBOR Will Impact the Commercial Real-Estate Industry
For many years, LIBOR, or the London Inter-Bank Offered Rate, served as a globally accepted benchmark, deriving rates from the U.S. dollar, the British pound, the Euro, the Swiss franc and the Japanese yen — all based on estimated transaction rates. This index has played a major role in a variety of financial products, including commercial real-estate mortgages. However, this is all about to change.
How the End of LIBOR Will Impact the Commercial Real-Estate Industry
For many years, LIBOR, or the London Inter-Bank Offered Rate, served as a globally accepted benchmark, deriving rates from the U.S. dollar, the British pound, the Euro, the Swiss franc and the Japanese yen — all based on estimated transaction rates. This index has played a major role in a variety of financial products, including commercial real-estate mortgages. However, this is all about to change.
What a Post-Pandemic Return to Office Spaces Will Look Like for Commercial Real-Estate Entrepreneurs
Nearly every industry has shifted in some way during the Covid-19 pandemic — and commercial real estate (CRE) was no exception. While many industries have seen things swing back to normal as the pandemic has progressed, CRE will likely be changed forever. While some people have speculated that the traditional office will never come back, most experts predict that offices aren’t going anywhere. 1.
6 Key Questions You Should Always Ask Before Investing in a Commercial Real-Estate Property
Commercial real estate is one of the most reliable investment opportunities. Many people build long-term wealth through their property investments. Cyrus McCormick, one of the wealthiest Chicagoans in history, made his fortune early by inventing a useful tool, but he grew his wealth to massive proportions by buying properties in Chicago and waiting for the city to be built up around him. He grew his fortune to what would be $215.9 million today.
4 Ways to Disrupt the Commercial Real-Estate Market Original
To say that commercial real estate has undergone significant disruption over the last year feels like an understatement, to say the least. With many companies using the Covid-19 pandemic as an opportunity to downsize their offices and transition to a more remote workforce, some real-estate companies have undeniably struggled. On the other end of the spectrum, ever-increasing demand for apartment housing has helped fuel record-breaking real-estate investment volume in recent months.
Why an Entrepreneur's Ability to Innovate Will Make (or Break) Future Success
When it comes to entrepreneurship success often comes down to being the most creative or finding the most innovative solutions in your industry. If you haven’t already adopted a mindset of innovation, it’s not too late. You can develop an attitude of creativity and innovation with some learning and some practice. If you’re still early in your entrepreneurship career, it’s essential to start developing an innovative mindset right away.
Want to Raise Money Faster? Talk About Yourself
Entrepreneurs are generally comfortable discussing their business models, financials, and marketing strategies in great detail with investors. But their thorough investment pitches rarely include comprehensive information about the founders themselves. That’s because to avoid coming across as self-aggrandizing, many leaders amplify the benefits of the product but don’t emphasize the value of its creator. Unfortunately, being modest only frustrates attempts to secure funding quickly.
5 Proven Ways Your Commoditized Business Can Add New Value (Starting Today)
To survive, your commoditized business needs to find new ways of providing real, reliable value. Franchise Your Business Schedule a FREE one-on-one session with one of our Franchise Advisors today and we’ll help you start building your franchise organization. June 24, 2021 5 min read Opinions expressed by Entrepreneur contributors are their own. In the business world, saying that a business is “commoditized” is never a good thing.
5 psychology-backed hacks that train your brain to be more innovative
Whether you’re a corporate real-estate agent or a marketing guru, innovative thinking is often what is needed to take your business to the next level. Unfortunately, it’s all too easy to get stuck in a rut. If you’re not careful, that stagnation can easily cause your business to flounder. If you need help thinking creatively so you can achieve better results for your brand, the solution may come down to retraining your brain.
5 Psychology-Backed Hacks That Train Your Brain to Be More Innovative
Whether you’re a corporate real-estate agent or a marketing guru, innovative thinking is often what is needed to take your business to the next level. Unfortunately, it’s all too easy to get stuck in a rut. If you’re not careful, that stagnation can easily cause your business to flounder. If you need help thinking creatively so you can achieve better results for your brand, the solution may come down to retraining your brain.
4 Things Older Companies Can Learn From Startups
Though your business might have left the startup stage long ago, it's not a bad idea to get back to running your company the way you did back then. Franchise Your Business Schedule a FREE one-on-one session with one of our Franchise Advisors today and we’ll help you start building your franchise organization. June 3, 2021 5 min read Opinions expressed by Entrepreneur contributors are their own. There are a million ways to operate a business, but which way is most likely to lead to success?
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