Rocky Mengle on Muck Rack

Rocky Mengle

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Washington, D.C.
As seen in: WealthUp, MSN, Yahoo News, Aol, Los Angeles Times, Yahoo Finance, Chicago Tribune, Flipboard, Pocket, Nasdaq, Yahoo and
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Articles

The 2026 IRA Rulebook: Unpacking the Limits and Eligibility Requirements

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By Rocky Mengle Verified
| WealthUp Verified
Individual retirement accounts (IRA) are among the most important vehicles you’ll ever use to achieve your retirement saving goals. They don’t have many shortfalls, but the most noteworthy one is that you can only contribute so much to IRAs in a given year. The U.S. tax laws include IRA contribution limits that restrict how much you can squirrel away on an annual basis. And if you earn above a certain threshold, the amount you can put into a Roth IRA can also be reduced (potentially to nothing).
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IRS Roulette: Which 2026 Capital Gains Tax Rate Will Your Portfolio Fall Into?

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By Rocky Mengle Verified
| WealthUp Verified
If you sell stock, cryptocurrency, real estate, precious metals, or any other capital asset, there’s a good chance you’ll have to pay capital gains tax on any profits. However, the capital gains tax rate you’ll pay isn’t always crystal clear. For instance, you might have heard that there are three capital gains tax rates: 0%, 15% or 20%. However, the tax rate that applies to your capital gain very well might not be one of those three rates.
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The 2026 Contribution Ceiling: What It Takes to Max Out Your 401(k) This Year

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By Rocky Mengle Verified
| WealthUp Verified
Good news for workers who plan on using their 401(k) plan to the max: You will be able to put more money toward retirement in 2026 than you were able to last year. That’s because the cap on how much you can put in a 401(k) plan is adjusted each year to account for inflation, and that’s pushing up the 401(k) contribution limits for 2026. Better still? Catch-up contributions for older employees are also heading north in the coming year.
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