The Reserve Bank of India (RBI) has issued the revised Kisan Credit Card (KCC) Scheme Directions, 2026 for Rural Co-operative Banks (RCBs), introducing Flexi KCC, expanded digital banking access and support for technology-driven farming practices to strengthen agricultural credit delivery. The new Directions will apply to fresh KCC loans sanctioned by State Co-operative Banks (StCBs) and District Central Co-operative Banks (DCCBs) from January 1, 2027.