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Articles by Sam Verma
Why working with an agnostic IT advisor is the key to leveling up your credit union
In today's rapidly evolving digital landscape, credit unions face a multitude of IT and operational challenges. From enhancing cybersecurity to improving the member experience, the demands are ever increasing, while working with leaner teams and stagnant budgets. As credit unions navigate these complexities, many find themselves turning to external consultants for guidance. But not all IT advisors are created equal . . .
Turning Around Turn Times
Editor's note: This piece originally appeared in the March 2021 edition of MReport. This year is expected to see a continued streak of the historic low rates that became a highlight of last year. The 30-year mortgage rate is expected to average 3.075% this year, down from 3.125% in 2020, according to an average of forecasts from Fannie Mae, Freddie Mac, the National Association of Realtors, and the Mortgage Bankers Association.
'No excuse' for far-right violence in demonstrations: Angela Merkel
BERLIN: Chancellor Angela Merkel says she takes seriously Germans' concerns about crimes committed by migrants, but there's "no excuse" for expressions of hate, Nazi sympathies or violence in response.Merkel told parliament Wednesday she understands many are worried about violent crimes committed by migrants in the wake of the killing of a German man in Chemnitz for which an Iraqi and a Syrian have been arrested.But she condemned the far-right demonstrations that broke out in the eastern city...
Three killed, nine houses gutted in TN cracker blast - Times of India
ERODE: Three people died and nine houses were gutted in a cracker blast in Erode city in Tamil Nadu on Wednesday morning.The accident happened when workers were unloading cracker parcels brought from Sivakasi. Police said S Karthick, 36, of Sasthri Nagar in Erode had purchased crackers from Sivakasi to sell them here during Diwali.The parcel reached Erode in the early hours of Wednesday morning.
Australian newspaper defies criticism, reprints Serena Williams cartoon - Times of India
SYDNEY: An Australian newspaper defied international criticism and allegations of racism on Wednesday when it reprinted a controversial cartoon on its front page depicting US tennis star Serena Williams having a temper tantrum at the US Open.The Herald Sun, owned by News Corp, first published the caricature of Williams with exaggerated lips and tongue and curly hair rising from the top of her head as she stomped on her tennis racket on Monday.The image triggered widespread allegations of...
GGDSD College holds workshop on android
CHANDIGARH: PG Department of Information Technology, GGDSD College, sector 32, Chandigarh organized a workshop on Android for MSc (IT) students in collaboration with Sebiz Infotech, Mohali and Netsmartz, IT Park, Chandigarh.
BJP MLA’s daughter to marry Congress mantri’s son? - Times of India
BENGALURU: Even as there is speculation about municipal administration minister Ramesh Jarkiholi holding political discussions with BJP strongman and MLA B Sreeramulu, there are also reports that talks are on for a possible marriage alliance between the two families.It is learnt that the two families, representing the Valmiki community, are working on a match between Sreeramulu’s daughter with Jarkiholi’s second son.
NIT defies HC orders to allot PU, open spaces for 30 milk booths - Times of India
Nagpur: The Nagpur Improvement Trust (NIT) has allotted space in public utility (PU) lands and open spaces for 30 milk-ice cream-bakery booths across the city. The allotment was done even before the state government gave its approval.
In Dadri, woman sells portion of her house to build a road - Times of India
GREATER NOIDA: What the district administration couldn’t do, a 55-year-old woman has decided to do.
HC: No routine arrest under SC/ST Act if max sentence is less than seven years - Times of India
LUCKNOW: Hearing a matter challenging an FIR registered under offences of IPC and SC/ST Act after the recent amendment in the Act by parliament, a Lucknow bench of the Allahabad high court on Monday disposed of the writ petition providing that the police would not make arrest without compliance of the guidelines set by the Supreme Court in Arnesh Kumar Versus State of Bihar case in 2014.As per the SC guidelines, before any arrest, the investigating officer would follow the provisions of...
Navi Mumbai: Activists on high alert against bullock cart races - Times of India
NAVI MUMBAI: Activists of People for the Ethical Treatment of Animals (PETA) India are on the alert with regards to any illegal bullock cart racing which can be organized in the coming days, since monsoon season is coming to an end. "We are in touch with all the local and district police departments in Navi Mumbai, Raigad and other regions to ensure that no illegal bullock cart races are held.
South African David Miller quits first-class cricket to focus on World Cup - Times of India
CAPE TOWN: Hard-hitting middle-order batsman David Miller has quit first-class cricket in a bid to concentrate on his limited overs game ahead of next year's World Cup in England and Wales.The 29-year-old, who jointly holds the record for the fastest Twenty20 International century off 35 balls, is a regular in South Africa's limited overs teams and says he would rather focus on "the format I love"."It was a tough decision to make," Miller said in a media release from Cricket South Africa on...
1.4 lakh students to decide fate of 23 DUSU candidates on Wednesday - Times of India
NEW DELHI: Over 1.4 lakh students will cast their votes for DUSU elections on Wednesday . While NSUI would look to strengthen its position, ABVP would want to regain lost ground. The AISA-CYSS alliance is poised to make things interesting, with the AAP’s youth wing making a comeback after a two-year break. The results will be declared on September 13.There is a mix of new and old in the poll promises of all outfits.
Petrol touches Rs 90.11 in Maharashtra's Parbhani - Times of India
PARBHANI (MAHARASHTRA): Petrol prices on Tuesday breached the psychological barrier of Rs 90 and touched a scorching Rs 90.11 in Maharashtra's Parbhani - a new record in India, an official said.Parbhani District Petrol Dealers Association (PDPDA) President Sanjay Deshmukh told IANS that diesel prices also increased from Rs 77.92 to Rs 78.06 on Tuesday.On Monday, the petrol price was Rs 89.97 and diesel stood at Rs 77.92 in the town with a population of around 3,10,000, around 500 kms east of...
Pink autos in Ranchi no longer 'women only' - Times of India
RANCHI: Pink autorickshaws which were launched in the state capital specially for women's safety after the spurt in crime against women is no more exclusively for females.
Kolhapur woman delivers baby on train; second time in 2 years - Times of India
BELAGAVI: Yallawwa Mayur Gayakwad, 23, returning home to Raibag from Kolhapur for her third delivery, suffered labour pains mid-journey and gave birth to a boy on the train. The entire railway machinery got into a tizzy, organising a makeshift ward and ensuring a safe delivery, but Yallawwa wasn’t too flustered. She had done the same thing one year ago.Yallawwa lives with her husband and children in a rented house in Kolhapur.
Tourists visiting beaches must exercise restraint due to stingrays - Times of India
Mangaluru: As the rains have receded and sea calmed down, beach lovers are all set to pack their bags and travel to the coast to put their feet in the frothy white water. However, they may have to exercise some restraint for the next 15 days due to stingrays At least seven incidents of these cartilaginous fishes related to sharks stinging tourists have been reported in Malpe in the last one week.
Mercy petition filed in Supreme Court to save tigress from being shot - Times of India
NAGPUR: In perhaps a first, animal rights and wildlife activists have moved the Supreme Court to stop the shooting of a problem tigress (named T1 ) from Pandharkawda in Yavatmal district of Maharashtra From June 1, 2016 to August 28 this year, tigers have killed 13 villagers in the Ralegaon tehsil of Pandharkawda. All these deaths occurred in forest areas and most of the victims were graziers.
CBI moves extradition plea against Nirav Modi's brother - Times of India
NEW DELHI: The CBI on Monday sent an extradition request for Nirav Modi 's brother Neeshal Modi in Rs 13,578 crore Punjab National Bank scam.Official sources said the extradition request has been sent to ministry of home affairs, which will forward it to ministry of external affairs and then it will be formally handed over to Belgian authorities.Neeshal, a Belgian national, is said to be living in Antwerp, where a large amount of funds is said to have been laundered by the brothers.
Submit report on death of 5 people at sewage plant: NHRC to Delhi govt - Times of India
NEW DELHI: The National Human Rights Commission Monday asked the Delhi chief secretary and the police commissioner to submit a detailed report on the death of five people due to asphyxiation at a sewage treatment plant in west Delhi's Moti Nagar area The five people had fallen ill after they entered the sewage plant at DLF Green Apartments on Sunday.
Sleepless nights for Shahid Kapoor, skips an event to take care of unwell Misha - Times of India
Of what we hear from our sources is that the actor has been awake for 32 to 34 hours to take care of his daughter
REM Slams Trump Campaign Over Use of Its Song
It is fairly common for music to be played during campaign rallies in the U.S., but sometimes artists aren't too pleased to have their songs associated with politicians. On Wednesday, alternative rock band R.E.M. expressed outrage after its 1987 song It’s The End of the World as We Know it (And I Feel Fine) was played while Republican presidential candidate Donald Trump walked onto the stage during a "Stop the Iran Deal Rally" outside the U.S. Capitol.
Obama Letter to Congress Urges Support for Iran Nuclear Deal
U.S. President Barack Obama is continuing to call on members of Congress to support the Iran nuclear deal, stressing that the U.S. could still take military action or reinstate sanctions against Tehran if it violates terms of the agreement.
Taylor Swift, Fighting Knockoffs, to Sell Branded Clothing in China
American pop star Taylor Swift is launching her own branded clothing line to be sold by China's two biggest online retailers, in an effort to fight rampant counterfeiting in the country. The singer, 25, is partnering with JD.com and Alibaba Group Holding Ltd to sell Taylor Swift-branded clothing items directly to consumers in China.
North Korea Not Interested in Iran-like Nuclear Deal
North Korea says it has no interest in negotiations, similar to those between Iran and world powers, that would result in Pyongyang giving up its nuclear capabilities.
US Presidential Candidates on Iran
Most Republicans running for their party's nomination in the 2016 presidential election have been strongly opposed to the nuclear deal with Iran. "Even former top Obama officials think emerging deal will ‘not prevent Iran from having a nuclear weapons capability’,” Former Florida Governor Jeb Bush tweeted last week. Included in his tweet was a link to a New York Times article about a letter from five former White House advisors expressing concern about the potential deal.
Presidential Candidates Weigh In on US Cuba Policy
Most of the candidates currently seeking the Republican Party's nomination for president have been long been opposed to the Obama administration's moves toward re-establishing diplomatic relations with Cuba.
US, Japan to Meet in World Cup Final Rematch
The stage is set for a rematch of the 2011 FIFA Women's World Cup final, with the U.S. soccer team looking to avenge its loss to defending champion Japan. Fourth seeded Japan advanced to Sunday's final in Vancouver, Canada after a 2-1 semifinal win over England. The winning margin was provided by an own goal from England's Laura Bassett, who accidentally sent the ball into her team's net in the 92nd minute while trying to clear the ball.
Sonia Gandhi is richer than British Queen Elizabeth II: Huffington Post - Times of India
NEW DELHI: According to a report in the Huffington Post , Congress president Sonia Gandhi is the 12th richest political leader in the world.With $2 billion wealth, Gandhi is believed to be richer than the British Queen Elizabeth II , Sultan of Oman Qaboos bin Said and Syrian President Bashar Al-Assad To compile the list, Huffington Post compared each country's GDP per capita juxtaposed with a leader's personal net worth, just to show 'how different life is for the haves and have-nots'.The...
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