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Sarah Li-Cain on Muck Rack

Sarah Li-Cain

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Articles

Should I Lock My Mortgage Rate Today or Float My Rate? What Homebuyers Need to Know

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By Sarah Li-Cain Verified
| New American Funding
Homebuyers You found the home, your offer was accepted, and you’re under contract. Now, your loan officer is asking if you want to lock your mortgage interest rate or float it. For many buyers, this part of the process can feel overwhelming. Lock in your rate too early could mean you miss out on a better rate if they come down. But if you wait too long, rates could climb before you make it to the closing table.
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7 common bills you can negotiate right now and how much you could save in 2026

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By Sarah Li-Cain Verified
| Katy Times Verified
Posted Monday, August 17, 2026 11:00 am You’re spending wisely, maybe with the help of a budgeting app, and you want to stretch your dollars even farther. Your regular expenses may be more flexible than you might have realized. Not all bills are set in stone. Negotiating could save you money now and in the future if you’re willing to do a little legwork. While not every negotiation attempt will succeed, you might be surprised at how often companies are willing to work with you to keep your business.
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7 common bills you can negotiate right now and how much you could save in 2026

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By Sarah Li-Cain Verified
| Benton County Enterprise Verified
Posted 8/17/26 Achieve reports you can negotiate common bills like credit card fees, insurance, gym memberships, and rent, potentially saving you hundreds yearly. This item is available in full to subscribers. E-mail Password Print and web subscribers If you're a print and web subscriber, but do not yet have an online account, click here to create one. Non-subscribers Click here to see your options for becoming a subscriber.
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