12-month first-lien notes target 12–13% annual returns; rehab capital released only after a third-party inspector confirms work on-site. SARASOTA, FL, UNITED STATES, May 26, 2026 /EINPresswire.com/ -- Lakewood Ranch Lending (LRL), a new private real estate lender founded by veteran capital partner Scott Ward, today announced the launch of its private mortgage note program for investors seeking yield secured by real property rather than market exposure.