Skip To Main Content
Sean Messier on Muck Rack

Sean Messier

  • Senior SEO Specialist, Green Line Digital
New York, Syracuse
As seen in: Yahoo Finance, Entrepreneur, Investopedia, ApartmentGuide, Best Company, Money Tips, Terakeet Blog
Covers:  Personal finance, credit

Get in touch with Sean

Contact Sean, search articles and posts on X, monitor coverage, and track replies from one place.

Learn more about Muck Rack

Actions

Share this page

Sean Messier’s Biography

Read Full Bio →

I'm Sean, and I write a lot. Sometimes it's about money. Sometimes it's not.

Sean Messier’s Journalist Portfolio

See all →
5 Biggest Credit Card Scams and What You Can Do to Protect Yourself

5 Biggest Credit Card Scams and What You Can Do to Protect Yourself

This piece explores five common credit card scams and how they can be prevented.

View article →
Why Was My Credit Card Declined? Possible Reasons and Solutions

Why Was My Credit Card Declined? Possible Reasons and Solutions

Your credit card might be declined someday. There are many reasons why this might happen. Here, I explored ne…

View article →
How to Prepare Your Finances for a Move

How to Prepare Your Finances for a Move

Moving costs $$$. Here, I dished out a few tips on how to make the process a bit smoother on your bank accoun…

View article →
Exploring Credit Scores

Exploring Credit Scores

"Credit score"? Nah, try "credit scores." Here, I dove into credit scores, how they work, and how you can bui…

View article →
8 Ways Competitive Blog Analysis Can Help You Build A Successful Business Blog

8 Ways Competitive Blog Analysis Can Help You Build A Successful Business Blog

No matter your area of expertise, a key step in ensuring future success in a competitive field is developing …

View article →
6 Simple Tips For Keeping Your Best Content At The Top Of The SERP

6 Simple Tips For Keeping Your Best Content At The Top Of The SERP

Well-written blog posts can drive traffic for years to come - even if certain elements are outdated. Learn ho…

View article →

Articles

Think a Fed Rate Cut Will Lower Your Credit Card APR? Not So Fast Original

|
By Sean Messier
| Investopedia Verified
Key Takeaways Set by the Federal Reserve's Federal Open Market Committee (FOMC), the federal funds rate is what one bank can charge another for an overnight loan. This rate has rightfully come to be known as a guiding light for interest rates across the financial sector. But when it comes to credit card interest rates, the federal funds rate isn't the only influence at play. Banks also tend to factor the prime rate into the mix, as well as their own lending policies and markups to account for risk.
Open in Who Shared View Duplicates (3) Issue with article?

This Credit Score Can Get You the Best Car Lease Deals Original

|
By Sean Messier
| Investopedia Verified
Just like applying for an auto loan, leasing a vehicle involves a hard credit check. The better your credit, the more likely you are to be offered more compelling lease deals. But how exactly do your credit scores impact your lease options? And what credit score should you aim for if you want to get the best deal on the market?
Open in Who Shared View Duplicates (2) Issue with article?

How Fast Can You Repair Your Credit? These Factors Matter Most

|
By Sean Messier
| Investopedia Verified
Building your credit is already a long-term process. Repairing bad credit after your score has taken a hit, whether you've missed a single payment or declared bankruptcy, can seem even more daunting. Fortunately, you can rebuild your credit even after these negative impacts. There's no one-size-fits-all credit repair plan, though, and the time it takes to bolster your credit depends on a few main variables. Key Takeaways What Credit Problems Do You Have?
Open in Who Shared Issue with article?
See all 73 articles