Shannon McNay Insler on Muck Rack

Shannon McNay Insler

San Francisco
As seen in: MSN, MSN Canada, Forbes, HuffPost, CBS Moneywatch, CBS News, CNBC, Inc., MarketWatch, Las Vegas Review-Journal and
Covers:  relationships and money, personal finance, career tips
Content. Community. Coffee.

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Shannon McNay Insler’s Biography

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Shannon McNay is the Community Manager at ReadyForZero https://www.readyforzero.com/ where she writes about personal finance, relationships and finance, and career tips . She loves to share her own experiences and tips she's learned along her the way to help people optimize their finances for a brighter future.

Shannon McNay Insler’s Journalist Portfolio

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What is the ReadyForZero Community?

What is the ReadyForZero Community?

This post talks about how ReadyForZero has built a community to further help people find support, tips, and e…

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10 Mental Barriers to Paying Off Debt: What's Stopping You?

10 Mental Barriers to Paying Off Debt: What's Stopping You?

Mental barriers are often the most challenging roadblock to surpass when working towards paying off debt. Thi…

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Dealing with the Emotions of Becoming Debt-Free

Dealing with the Emotions of Becoming Debt-Free

Paying off debt is often a long, hard road and the moment it's paid off should be joyous. However, that's not…

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How to Build a Savings Fund

How to Build a Savings Fund

There is no one size fits all strategy when it comes to building a savings fund. This article talks about how…

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How to Build a Retirement Fund

How to Build a Retirement Fund

No matter your age, the time to start saving for retirement is now. This article shares tips on how to get st…

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How to Start Investing

How to Start Investing

For many of us, building wealth often comes down to learning to invest. But if you don't know what you're doi…

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Articles

How to get out of your car lease early

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By Shannon McNay Insler
| MediaFeed.org Verified
One of the benefits of leasing a car is that it can be a shorter-term commitment than buying — but what if it still ends up being too long for you? You might be able to get out of your lease agreement sooner if you can find someone who wants to assume your car lease. Here’s how to get out of your car lease early. What is a lease takeover Car leases often last for as little as two or three years, which might not seem like a very long time.
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4 easy steps to properly managing credit cards

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By Shannon McNay Insler
| MediaFeed.org Verified
Out of all the financial products out there, credit cards can inspire some of the strongest opinions. Some people see them as a useful tool for secure purchasing or even earning rewards on their purchases, while others see them as nothing more than a dangerous debt trap. But love ‘em or hate ‘em, one thing is for certain: We’re nearly all using them — more than 70 percent of American households have at least one credit card according to U.S. Census Bureau data.
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Somebody bought my debt. Do I still have to pay it?

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By Shannon McNay Insler
| MediaFeed.org Verified
As if debt wasn’t confusing and frustrating enough as it is, there are times it can be bought and sold almost like any other product. When that happens, what does it mean for you, your payments, and the progress you’ve made in paying down your debt? Why your debt gets sold Generally speaking, there are three reasons your debt can change hands: You’ve been delinquent on payments long enough for the debt holder to cut its losses and sell the debt to a collection agency.
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