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Sharon Wu, CFEI® on Muck Rack

Sharon Wu, CFEI®

(She/Her)
Encinitas
As seen in: CNN, Medium, MSN, MSN Australia, MSN Philippines, Yahoo Life, Business Insider, USA Today, USA TODAY Homefront, Wiley Online Library and
Covers:  Personal finance, financial literacy, loans, real estate, retirement, money management, budgeting/saving, investing, insurance, warranties, fraud/scam protection, home services, travel, lifestyle
Doesn't Cover: Politics, cryptocurrency

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Sharon Wu, CFEI®’s Biography

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Partner with a freelance YMYL writer, data journalist, and Certified Financial Education Instructor (CFEI®) who brings over a decade of experience helping consumer-facing companies and national publications build credibility through content that meets Google's E-E-A-T (Experience, Expertise, Authoritativeness, and Trustworthiness) framework.

As a financial literacy professional, I turn high-stakes consumer topics like mortgages, credit and debt management, warranties and insurance, retirement p…

Sharon Wu, CFEI®’s Journalist Portfolio

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What Does It Take To Feel Financially Secure? Americans Share Their Answers

What Does It Take To Feel Financially Secure? Americans Share Their Answers

What does financial security really take? See the income and milestones Americans shared, plus the states whe…

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Should you add physical gold to your Roth IRA?

Should you add physical gold to your Roth IRA?

Learn what a gold Roth IRA is, how to open and fund one, plus the tax rules, fees, risks and benefits for ret…

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Comparing the Costs of Generations (2026 Data)

Comparing the Costs of Generations (2026 Data)

Compare the cost of living in 1974 versus today. New data reveals what's gotten pricier, what's improved and …

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Emergency repair calls - what to expect and what it could cost you

Emergency repair calls - what to expect and what it could cost you

Emergency home repairs during the summer can be costly. Learn why prices rise and how a home warranty may hel…

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We tried Spendee. Is it the right budgeting app for your money?'

We tried Spendee. Is it the right budgeting app for your money?'

Spendee turns bank transactions into easy charts. We tested the app to see if it is worth the monthly cost.

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What is a travel rewards credit card and is it worth it?

What is a travel rewards credit card and is it worth it?

Travel rewards cards offer points, miles, and perks, but the value depends on your habits. Here's when the fe…

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Articles

Goldco review: Gold IRA rollovers, costs and buyback program

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By Sharon Wu, Sharon Wu, CFEI®
| USA Today Verified
Oct. 1, 2026, 9:35 a.m. ET Goldco is a precious metals dealer that sells IRS-approved gold and silver for retirement accounts and direct purchase. The company specializes in helping investors roll over funds from existing retirement accounts into self-directed precious metals IRAs. A minimum investment of $25,000 is required for a precious metals IRA, or $10,000 for direct purchases. Goldco is a precious metals dealer and IRA provider based in Calabasas, California.
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HELOC vs. home equity loan: How to choose the right borrowing option Original

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By Roxanne Downer Verified, Sharon Wu, CFEI®
| USA Today Verified
Sept. 29, 2026, 4:05 p.m. ET Home equity loans provide a lump-sum payment with a fixed interest rate and predictable monthly payments. A Home Equity Line of Credit (HELOC) offers a flexible credit line with a variable interest rate. A home equity loan is best for one-time, known expenses, while a HELOC is better for ongoing or unpredictable costs.
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Gold or silver in 2026? How these two investments compare Original

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By Sharon Wu, Sharon Wu, CFEI®
| USA Today Verified
Updated Sept. 28, 2026, 11:14 a.m. ET Gold is often used as a store of value and a hedge against inflation, while silver's value is also heavily tied to industrial demand. Silver is typically more volatile than gold due to its smaller market and sensitivity to economic cycles. Gold's higher price per ounce makes storing a large dollar value more compact than storing the equivalent value in silver.
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