Buying a car here isn’t just about picking a model you like. With the uniquely Singaporean Certificate of Entitlement (COE), as well as car loans and road tax, it can feel like a lot to take in. For first-timers, the whole process can seem incredibly intimidating. But it is also navigable, if you know what to look out for. Here, we break down the steps to making your first car decision – without getting steamrolled by the process. Cars are expensive in Singapore, we all know that.