Soren Hottenstein

I’m a freelance personal finance writer and Certified Financial Education Instructor (CFEI®) covering money decisions that affect everyday people, especially during periods of transition or uncertainty.

My work focuses on practical, reader-first personal finance, including banking, credit, debt, saving, budgeting, and financial behavior. I specialize in translating complex financial concepts into clear, accurate, and actionable guidance without oversimplifying or sensationalizing the topic.

I’ve written for outlets including Investopedia, Chime, Bluevine, Bankrate, The Balance, and more. My reporting often blends data, expert insight, and real-world context, with an emphasis on clarity, accuracy, and responsible framing. I’m comfortable working from original studies, surveys, data releases, and policy updates, and I adhere closely to editorial standards around sourcing, verification, and attribution.

Before freelancing full time, I worked on large, cross-functional teams in highly regulated environments, which shaped my approach to research, documentation, and quality control. I’m detail-oriented, deadline-reliable, and collaborative with editors, fact-checkers, and subject-matter experts.

I do not provide individualized financial advice or investment recommendations. My work is educational and informational in nature, aimed at helping readers understand their options and make informed decisions.

I’m open to reported features, service journalism, data-driven explainers, and timely news pegs within the personal finance space.

Portfolio: https://www.sorenable.com