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Soren Hottenstein on Muck Rack

Soren Hottenstein

(They/Them)
Pennsylvania
As seen in: Medium, MSN, Aol, Yahoo Finance, Investopedia, Yahoo, NewsBreak, The Balance
Covers:  Personal finance, consumer banking, checking and savings accounts, credit cards, credit scores, debt and repayment, budgeting, saving and emergency funds, financial education, financial literacy, cons
Doesn't Cover: Stock picking, cryptocurrency or NFTs, day trading, forex or speculative assets, gambling or betting, political coverage or advocacy

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Soren Hottenstein’s Biography

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I’m a freelance personal finance writer and Certified Financial Education Instructor (CFEI®) covering money decisions that affect everyday people, especially during periods of transition or uncertainty.

My work focuses on practical, reader-first personal finance, including banking, credit, debt, saving, budgeting, and financial behavior. I specialize in translating complex financial concepts into clear, accurate, and actionable guidance without oversimplifying or sensationalizing the topic.

I’v…

Soren Hottenstein’s Journalist Portfolio

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How To Pay Yourself as a Business Owner

How To Pay Yourself as a Business Owner

You're a business owner, and even if your business is your baby, you still need to pay yourself enough to kee…

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How to Find Healthy, Affordable Foods in Your Grocery Store | Hannah Hottenstein | NewsBreak Orig...

How to Find Healthy, Affordable Foods in Your Grocery Store | Hannah Hottenstein | NewsBreak Orig...

Grocery shopping can be a cumbersome, stressful chore. Add to that the task of finding healthy, affordable fo…

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21 Questions for Assessing Your Own Level of Narcissism

21 Questions for Assessing Your Own Level of Narcissism

We all think we're the sh*t, one way or another. The question is how aware you are of this fact and what you …

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Tips to Get Recognition in the Workplace

Tips to Get Recognition in the Workplace

As an employee, it's your valuable time, mental resources and physical energy that affects your company's suc…

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5 Restaurants with Gluten-Free Menus in Adams County, PA | Hannah Hottenstein | NewsBreak Origina...

5 Restaurants with Gluten-Free Menus in Adams County, PA | Hannah Hottenstein | NewsBreak Origina...

Eating out or trying new restaurants with food sensitivities can be a major challenge. If you have celiac dis…

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What Is Depreciation? - NewsBreak

What Is Depreciation? - NewsBreak

As time passes, the value of any given asset decreases, and there needs to be a way for businesses to account…

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Articles

Can Purpose-Driven Investing Deliver Strong Returns? What History Says Original

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By Soren Hottenstein, Vikki Velasquez
| Investopedia Verified
Key Takeaways Purpose-driven investing aligns personal values with financial goals through ESG criteria, faith-based screening, and social impact funds. Historical data shows values-aligned funds generally perform similarly to standard market index funds over long periods. Short-term returns vary based on sector tilts, macroeconomic trends, management fees, and portfolio construction.
Open in Who Shared View Duplicates (2) Issue with article?

How To Build Your Credit Score Original

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By Soren Hottenstein, Vikki Velasquez
| Investopedia Verified
Key Takeaways Credit scores are derived from credit reports that track your borrowing and repayment history. They are used to set terms for credit cards, mortgages, and car loans, among other things. On-time repayment and a low utilization ratio make up the bulk of a credit score. To build credit, consumers can take out secured credit cards and credit-building loans, or become an authorized user on a relative’s account.
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Finding the Right Travel Rewards Card for You Original

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By Soren Hottenstein, Vikki Velasquez
| Investopedia Verified
Key Takeaways Choose a travel rewards card that aligns with your actual travel habits and everyday spending patterns. Compare co-branded airline and hotel cards with flexible rewards programs to find the best fit. Evaluate whether premium perks such as lounge access or free checked bags justify the annual fee. Pay balances in full each month to avoid interest charges that can outweigh the value of rewards.
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Interview

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What was your first job as a journalist?

Reporting how the pandemic has changed communication dynamics in the business world (possibly forever).

Have you ever used a typewriter?

Yes!

Who's your favorite fictional journalist?

The original, unbridled Nancy Drew (not later tamed iterations).