(Retiring) Amy Trojanowski liked the extra benefits her Humana Medicare Advantage plan provided -- a $200 debit card replenished monthly to use toward groceries, over-the-counter pharmacy items and even her electric bill. She also appreciated the dental and vision coverage. But those things couldn't compare to the doctor she had been seeing for nearly a decade. "I love her so much," said Trojanowski, 60, who lives near Raleigh, North Carolina.