Tamara Aydinyan

The American Express® Green Card * The information for the American Express® Green Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. (terms apply) earns valuable American Express Membership Rewards® points in categories that include travel, transit and dining for a moderate annual fee of $150.

Credit cards are one of the most commonly used forms of payment and offer a convenient way to make a purchase. But if for whatever reason the cardholder wants to make a return and it is within the merchant’s return policy, they should be able to receive a full credit card refund.

It’s no secret that some of the best credit card perks are offered on cards with often high annual fees. And while something like an initial welcome bonus can offset the cost of an annual fee, it’s worth evaluating whether the benefits you receive are worth the price year after year. Companies spend a lot of money on creating and marketing products to attract customers, but they also know that how you get them is not how you keep them. American Express is no different. Enter retention offers.