van nam nguyen

Conflicts of Interest The authors declare no conflicts of interest. Data Availability Statement The data that support the findings of this study are available from the corresponding author upon reasonable request. References , and . 2014. “A Crisis of Banks as Liquidity Providers.” Journal of Finance 70: 1–43. , , , and . 2012. “Did the Community Reinvestment Act (CRA) Lead to Risky Lending?” National Bureau of Economic Research. , , , and . 2014.

REFERENCES , & (2015). A crisis of banks as liquidity providers. The journal of Finance, 70(1), 1–43. , , , & (2014). Inconsistent regulators: Evidence from banking. The Quarterly Journal of Economics, 129, 889–938. , & (2013). Bank deregulation, competition, and economic growth: The US free banking experience (Working Papers 0050). European Historical Economics Society (EHES). , & (2017). Policy Uncertainty, Political Capital, and Firm Risk-Taking. SSRN Working Paper 2758395.

Abstract Meta-heuristic algorithms distinguish themselves from conventional optimization methods owing to their intrinsic adaptability and straightforward implementation. Among them, the sine cosine algorithm (SCA) is lauded for its ability to transition seamlessly between exploration and exploitation phases throughout the optimization process. However, there exists potential for enhancing the balance that SCA maintains between exploration and exploitation.