Vickie An is a writer and editor based in New York City. While she likes to think of herself as a true New Yorker, she actually hails from a little state called Texas. Vickie graduated from the University of Texas at Austin with a bachelor of journalism. (Hook 'em!) Since moving east, she's worke...
Take out loans to pay for college: check. Graduate: check. Get a high-paying job and pay off those student loans … not so much. Unfortunately for many college grads, that last part doesn’t always work out as planned. With the country owing a total of $1.4 trillion in student loans, it’s probably not surprising that more than 1.1 million people defaulted on their federal direct loans for the first time last year, according to the Consumer Federation of America.
If you think budgets are scary, daunting and only tell you everything you can’t do with your money, we feel you. Thing is, though, the only way to really maximize your money life — jetting to Cairo guilt-free, or nabbing that Coach bag without maxing your credit limit — is to simply know where your money is coming and going. And that all starts with creating a solid budget, which you can do (and even enjoy) with these tips.
This story originally appeared on LearnVest as "Got Student Loans? The 1 Trick You Should Know to Pay Them Down Faster." So you've stocked up an emergency fund, have your credit card debt trending toward zero and are contributing to your retirement account with each hard-earned paycheck. Congrats!
Muck Rack makes it simple to find people, tweets, or articles that mention any name, keyword, company, hashtag etc. We've compiled this guide to help you make the most of your search.
Selecting a term
Start searching tweets, articles from media outlets, articles mentioned in tweets, journalists'
names, titles and bios with some suggested searches:
Companies or Topics (e.g. iPhone, Microsoft)
Phrases (e.g. "cloud computing") — use quotes to keep the terms together
Twitter handles (e.g. @username) — returns those who have mentioned or replied to
Names (e.g. "David Pogue")
Hashtags (e.g. #sxsw, #london2012)
Bio details (e.g. vegan, Olympics, father)
Muck Rack's Advanced Search allows for many boolean operators.
Find results that mention multiple specified terms, use AND or
+. For example, ensure each result contains both Elon Musk and Mark Zuckerberg by
searching Obama AND Romney or Obama + Romney.
Use the operators OR or , to broaden your search when you'd like either of
multiple terms to appear in results. (This is the default behavior of our search when no operators
are used.) For example, search for democrat OR republican to find results that refer to
Democrats and/or Republicans.
Use NOT or - to subtract results from your search. For
example, searching Disney will yield results about the Walt Disney Company as well as Walt Disney
World Resort. To exclude mentions of Disney World, search for Disney -World or Disney
When using one of these operators with a phrase, enclose it in quotation marks. For example, you can
find results about smartphones excluding Apple's iPhone 4S by searching smartphone -"iPhone
Exact case matching or punctuation
If you're searching for a brand name or keyword that relies on specific punctuation marks or capitalization, you can
find results that match your exact query by adding matchcase: before the keyword you're searching for, like matchcase:E*TRADE .
Use parentheses to separate multiple
boolean phrases. For example, to find journalists talking about having fun in Disney World or
Disneyland, search for ("disney world" OR disneyland) AND fun.
An asterisk can be used to search for any variation of a root word truncated by the asterisk. For example, searching for admin* will return results for administrator, administration, administer, administered, etc.
A near operator is an AND operator where you can control the distance between the words. You can vary the distance the near operation uses by adding a forward slash and number (between 0-99) such as strawberries NEAR/10 "whipped cream", which means the strawberries must exist within 10 words of "whipped cream".