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Zack Miller on Muck Rack

Zack Miller

Verified
New York
As seen in: Tearsheet, Tearsheet Podcast: Exploring Financial Services Together, LinkedIn, Medium, Business Insider, Forbes, Wiley Online Library, Yahoo Finance, Yahoo Finance Canada, Inc., Chicago Sun-Times, Flipboard and
Founder of Tearsheet, a modern media company tracking tech's impact on the financial industry
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Articles

Trust, stablecoins, and the AI margin squeeze: What McKinsey and QED’s fintech report means for banks

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By Zack Miller Verified
| Tearsheet Verified
Fintech just lived through four distinct ages — pioneers, growth-at-all-costs, the 2021-22 hype cycle, and the brutal reset that followed. Now we’re in a fifth: bigger, more profitable, and more disciplined than any version that came before it. Stripe’s reportedly eyeing a six-figure IPO. Fintech listings tripled investor appetite this year. And yet talk to anyone who lived through 2021, and they’ll tell you this doesn’t feel anything like that boom.
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How Figure and Method closed the loop on debt consolidation and cut delinquency in half

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By Zack Miller Verified
| Tearsheet Verified
Figure and Method set out to close that loop. Figure is the largest non-bank HELOC originator in America, a public company on the Nasdaq running a two-sided capital marketplace on blockchain rails. Method is a financial connectivity API that gives lenders real-time access to a borrower’s full liability picture — and the ability to pay those liabilities off directly at the moment of funding.
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How Taktile is building the operating system for AI-driven decisions in financial services

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By Zack Miller Verified
| Tearsheet Verified
Every day, banks and lenders make millions of decisions: who gets onboarded, which credit applications get approved, which transactions get flagged for AML review. For decades, those decisions were made by people working through slow, rules-based processes with legacy systems underneath them. Increasingly, the industry is asking whether AI agents can do that work better, faster, and at a fraction of the cost. Taktile builds decision infrastructure for regulated financial institutions.
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