Adriana Ocañas on Muck Rack

Adriana Ocañas

(She/Her)
Seattle
As seen in: U.S. News and World Report, Money US News, CreditCards.com
Money Scoop Editor @morningbrew | Advocate for female empowerment & boosting your credit score | Mug hoarder & overprotective dog mom 🐕

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Adriana Ocañas’s Biography

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Adriana Ocañas is the consumer credit cards analyst for U.S. News & World Report. With more than six years of experience in finance journalism, Ocañas offers advice on all things credit cards. Whether they’re searching for the right card or seeking ways to improve their credit score, consumers can count on her insights to guide them on their credit journey.

Ocañas has been featured in multiple media outlets, including social series and radio. She has appeared on Money Radio, The Female Quotient…

Articles

Survey: 56% of Americans Use Credit Cards Mostly for Basic Necessities

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By Adriana Ocañas
| Money US News
Key Takeaways Approximately 56% of consumers say they use credit cards for basic necessities such as gas, groceries, childcare or utilities. Emergency/unexpected expenses only make up 34% of credit card debt. Gen X consumers and Baby Boomers are more likely to pay more than the minimum amount due on their balances versus their younger counterparts. About 60% of Americans say their credit card debt affects their mental health.
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Consumers Remain Optimistic Despite Mounting Unaffordability, TransUnion Study Says

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By Adriana Ocañas, Emily Hayes Verified, Ray Frager Verified
| Money US News
Key Takeaways Consumers are increasingly struggling with inflation, particularly rising gas prices, with 42% reporting their income is not keeping up. Appetite for new credit is waning, as only 28% of consumers plan to apply for or refinance credit this year, down from 33% this time last year. Despite economic concerns, 55% of consumers remain optimistic about their household finances over the next 12 months.
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Feeling Financially Squeezed? Here's How to Use Your Credit Cards Strategically

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By Adriana Ocañas, Emily Hayes Verified, Ray Frager Verified
| Money US News
Getty Images During times of uncertainty, try to prioritize essential spending, use balance transfer cards when needed, and avoid maxing out your credit cards. Key Takeaways Easing credit card debt – especially during times of financial crisis – requires adjusting. Consumers should only use credit cards for essential purchases they can pay off immediately and avoid common mistakes like maxing out their credit cards or taking cash advances.
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