For years, Florida real estate carried an almost automatic appeal – warm weather, no state income tax, and a steady stream of buyers from colder, higher-tax states. But in mid-2026, the Orlando market tells a more complicated story. Rising inventory, persistent affordability pressures, and financing challenges are forcing agents, buyers, and sellers to rethink how they approach transactions. The easy years are over, but for those willing to read the signals clearly, meaningful opportunities remain.