Anna Serio
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Personal loans, business loans, student loans, short-term loans, car loans
I write about all things loans for finder.com.
Articles by Anna Serio
Compare your tractor financing options
Equipment loans give you ownership after repayment; leases offer lower monthly payments but you’ll owe a lump sum to buy out the tractor at the end — choose based on how long you plan to use it. Manufacturer programs from John Deere and Kubota often offer 0%–4.99% APR promotions, making dealer financing worth comparing against third-party lenders before committing.
Get a loan after bankruptcy
We currently don't have that product, but here are others to consider: Looking for other options? Check out other similar products. How we picked these The Finder Score crunches 3+ types of short-term loans across 65+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10. To provide a Score, we compare like-for-like loans.
Financing options for cell phones
Want to finance the new iPhone Duo or iPhone 18 Pro? Both qualify for 0% APR financing at Apple, starting at $83.29 a month for iPhone Duo and $49.95 a month for iPhone 18 Pro over 24 months. New phones from Apple, Samsung and Google now start at about $700 and run up to $1,999 for the iPhone Duo — and the options to pay for them have grown. Phone financing through a carrier, retailer or the manufacturer often offers the best deals, especially if you have a phone to trade in.
Grant Programs for Minority-Owned Businesses (2026)
The federal landscape for minority business support changed significantly in 2025 — a March 2025 executive order directed the elimination of the MBDA, and many of its roughly 38 business centers have closed or reduced services. Verify any MBDA-connected resource before you rely on it.
SBA 7(a) Loan Application: How to Apply in 4 Steps (2026 Guide)
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Debt Consolidation Calculator: How Much Can You Save? (2026)
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Best Minority Business Loans of 2026
We currently don't have that product, but here are others to consider: How we picked these The Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10. To provide a Score, we compare like-for-like loans.
FundThrough Invoice Factoring Review: Fast, No Credit Check (2026)
Is FundThrough legit? Yes. FundThrough was founded in 2014 and is headquartered in Toronto, Ontario. It has funded more than $1 billion in invoices and acquired BlueVine’s invoice factoring business in January 2022. FundThrough was ranked on the 2025 Deloitte Technology Fast 500 list of fastest-growing companies in North America and named the #1 factoring company for 2026 by Forbes Advisor. It is a verified QuickBooks partner.
8 Best Joint Personal Loans & How to Get One in 2026
A joint personal loan lets two people share equal responsibility for a loan. Both borrowers’ names are on the loan, both have access to the funds and both are on the hook for repayment. Applying jointly can help you qualify for a lower interest rate and origination fee if your co-borrower has a stronger credit score. And because lenders consider combined income, you may qualify for a larger loan than you could alone.
ROK Financial Review: Lending Marketplace for Biz Loans (2026)
We currently don't have that product, but here are others to consider: How we picked these The Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10. To provide a Score, we compare like-for-like loans.
9 Best Restaurant Business Loans (2026)
Traditional business loans can be hard for restaurant owners to qualify for because the industry is generally considered risky. That’s why restaurant business loans are most often available through Small Business Administration (SBA) lenders, nonprofits or alternative business loan providers. Compare these top lenders for restaurants, which include a variety of loan types with competitive rates, along with options for new restaurants or borrowers with lower credit scores.
6 Best Inventory Financing Companies for 2026
Inventory financing gives your business the cash flow it needs to fill orders and grow. While traditional inventory financing works directly with your supplier, you can use almost any business loan or line of credit to cover the cost of new inventory. The best option for your business depends on factors like your industry and how often you’ll need financing.
Live Oak Bank SBA Loans Review: Best for Businesses with Good Credit
We currently don't have that product, but here are others to consider: How we picked these The Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10. To provide a Score, we compare like-for-like loans.
Currency Finance Review: Fast, Low Max Equipment Loans
We currently don't have that product, but here are others to consider: How we picked these The Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10. To provide a Score, we compare like-for-like loans.
6 Loans Like Possible Finance: Fast Cash Alternatives in 2025
Possible Finance is a mobile app that offers short-term installment loans up to $500 as well as cash advances on your next paycheck up to $300. The two- to eight-week repayment term makes it a more flexible alternative to payday loans, which can be due in as little as seven days. There’s no credit check when you apply, and Possible reports payments to two of the three major credit bureaus so there’s an opportunity to build a better credit score.
Compare Farm Financing Options & Apply Today
If you’re in agriculture, you probably thought most of your time would be spent farming, not getting farm financing. For new farmers with no business background, it’s important not to let the never-ending list of expenses discourage you. Getting a farm loan isn’t as difficult as it seems. You have private and public options to help finance your farm and keep doing what you love.
How to Get a Million Dollar Business Loan in 2025
Whether you need a term loan, line of credit, equipment financing or alternative forms of funding, $1 million business loans can come in a multitude of forms. For a loan of this size, you typically need good credit and an established business to qualify, although there are some lenders and loan types with more lenient requirements. Be sure to compare multiple options to find the best rates and terms.
7 Alternatives to LendingClub in Canada
Loans like Upstart US-based loan provider Upstart isn’t available in Canada, but these lenders are. Financeit review The rates, fees and eligibility criteria of Financeit point-of-sale financing and personal loans. Compare short-term loans in Alberta How to compare short-term loans in Alberta to find the best rates, fees and terms. Compare $30,000 loans in Canada Figure out what you need to apply and qualify for a $30,000 personal loan in Canada.
Compare top business loan marketplaces
Is a marketplace the same as a peer-to-peer lender? No. Peer-to-peer business lenders connect borrowers with funds from investors who finance your loan. They often offer a couple of loan products that come with interest rates, fees and terms that the peer-to-peer lender sets. Marketplaces are connection services that tend to have many more loan options and don’t set the rates, fees or terms of loans. They’re a stepping stone to direct lenders, while peer-to-peer lenders are one-stop shops.
Gabriel Vito
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Which One Is Right for You?
Every small business can benefit from outside funding at some point, and you’ll have many options to choose from. SBA loans, term loans, business lines of credit and equipment loans are just a few examples of common business loans. However, the type of financing you decide on depends on your goals, how soon you need the money, what types of funding you qualify for and other factors.
8 Loans Like NetCredit for Bad and Fair Credit
Woveo review How to access an interest-free line of credit and build your credit score with Woveo. BMO eclipse rise Visa Card review A detailed review of the interest rates, fees, perks and rewards of the BMO Eclipse Rise Visa Card. Dealerhop review Your guide to financing your next car with Dealerhop, including rates, fees and features to expect.
What To Do With Your Bank Account When Moving Abroad
I didn’t even think about managing my bank account when I started graduate school abroad in Beirut. I had a perfectly fine basic chequing account with BMO that I’d opened in Toronto just before starting college. There was even a branch two blocks away from my new apartment. What could go wrong? Turns out, handling money abroad wasn’t as simple as I’d expected. I eventually had to open a student account in Lebanon, which I closed after graduating.
6 loans Like Check 'n Go - Find Canadian Alternatives
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What To Do With Your Bank Account When Moving Abroad
I didn’t even think about managing my bank account when I started graduate school abroad in Beirut. I had a perfectly fine basic chequing account with BMO that I’d opened in Toronto just before starting college. There was even a branch two blocks away from my new apartment. What could go wrong? Turns out, handling money abroad wasn’t as simple as I’d expected. I eventually had to open a student account in Lebanon, which I closed after graduating.
Personal loan rates are rising. Here’s what to expect in 2023.
When the Fed hikes its borrowing rate, personal loan interest rates go up too. A personal loan can be a lifeline when you’re facing an expensive repair or need to make a large purchase. With relatively low interest rates compared to credit cards and other high-interest forms of borrowing, personal loans can also provide relief from debt.
Best equipment financing of 2022: How it works
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5 best no-doc business loans in 2022
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7 best no-doc business loans in 2022
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Did COVID kill the credit score? Some fintechs say it's possible.
Your credit score might not matter as much the next time you apply for that next credit card or loan. At least that’s what some lenders and financial technology — or fintech — companies say at industry conference Fintech Nexus USA 2022. And that may be good news for most Americans. “Ironically, during the pandemic, the average credit score rose around 12 points,” Colin Tran, vice president of corporate affairs at Credit Bureau+, tells Finder. But that bump isn’t expected to last.
Crypto loans for debt consolidation 2022
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How peer-to-peer crypto lending works
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Compare personal loans with fast approval
5 lenders that offer loans in 24 hours or less These online lenders can fund your loan in one business day after you sign your loan agreement. In some cases, you can get your money as soon as the same day you apply. LightStream personal loans 4.83 / 5 ★★★★★ LightStream is an online lender with some of the most competitive interest rates available. You can get your loan the same day you apply — if you sign the document agreeing to the terns and conditions of the loan by 2:30 p.m ET.
FlexWage pay advance app review
Pros Offers immediate access to tips, commissions and bonuses Instant funding for everyone Customer service line Cons Must transfer funds to FlexWage card Not transparent about fees Inactivity fee if you don’t use the card for six months Our take on FlexWage FlexWage is an employer-based pay advance app that could be a good option if you rely on tips or commission.
Dailypay pay advance review 2021
Details Details Product Name Dailypay pay advance app Loan Term Not stated Turnaround Time Instant or next business day Requirements Work for employer that offers Dailypay Pros Receive 100% of your earned income Doesn’t require Social Security number Automates savings Cons Must work for a Dailypay partner Negative customer reviews Hard to reach customer service Our take on Dailypay Dailypay is one of the few apps that offers advances on 100% of the wages you’ve earned in a pay period.
Compare debt consolidation and solutions in 2021
Debt consolidation and financial solutions programs can help you get out of debt within a few years. Some programs involve taking out a new, lower-interest loan to pay off debts, while others negotiate down your balances in exchange for a one-time payment. Compare companies to find the right solution for your situation — and avoid scams. Compare legit financial solutions to pay down debt Explore your options by costs and requirements.
Compare debt relief programs 2021
This article was reviewed by Marguerita Cheng, a member of the Finder Editorial Review Board and award-winning advocate for ethical financial planning for over 20 years. Debt relief programs like debt settlement often require making every single payment on time in order to settle all of your accounts. And for many, the benefit of paying less makes it worth the effort. Be prepared to spend three to five years working with a debt relief company to see results.
Get a business loan from $500 to $5 million
The fastest way to find a lender is to get matched using our quiz. But if you’d like to see more options, use our table to compare rates, requirements and loan options from different lenders. You might want to weigh other factors that are important to you, like no paperwork requirements or lower rates for repeat borrowers. If you’re applying online, you may also want to consider the steps lenders take to protect applicants information.
Quiz results: Business loans
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B9 Pay Advance app review: 100% advance
Instant Turnaround time Details Details Product Name B9 pay advance app Loan Term Not Stated Turnaround Time Instant Requirements $500+ in monthly direct deposits into B9 account, checking account, ITIN or SSN, government-issued photo ID Anna Serio is a trusted lending expert and certified Commercial Loan Officer who's published more than 1,000 articles on Finder to help Americans strengthen their financial literacy.
Porter Capital invoice factoring review
Details Details Min. Amount $5,000 Max.
Riviera Finance invoice factoring review
Details Details Min. Amount $100,000 Max.
Business line of credit: How It Works and When To Use It
A small business line of credit gives your business access to the on-demand funds it needs to grow or cover cashflow gaps. More flexible than a small business loan and cheaper than a credit card, these are a great way to make sure you’re prepared to cover whatever unexpected short-term costs come your way. To find the credit line for your small business, it helps to understand how this financing option works. How does a business line of credit work?
Working Capital Loan Definition & Top Options
A working capital loan can give you the financing you need to cover everyday business expenses when revenue is down. Taking out a working capital loan can also be a good idea when you need quick funds to take advantage of new business opportunities. While there are several types of working capital financing, they generally come with short terms and don’t require any specific collateral. The best working capital loan depends on your priorities.
Best Construction Business Loan Options in 2021
Lenders consider construction a high-risk industry, which can make it tricky for you to get the financing you need for the materials and labor to complete your work. You might have trouble getting a prime-rate term loan from a bank. But you’ll find funding options available to construction companies that can help your business grow. Best construction business loans The best type of business loan depends on what your business needs to finance and what it can qualify for.
Business loan rates in 2021: SBA loans and more
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TCI Business Capital Factoring Review: Pros & Cons
Our take on TCI Business Capital TCI Business Capital offers traditional invoice factoring with a few twists. Its average advance rate of about 90% is higher than I’ve found with other factoring companies, which typically offer 80% to 85% to most clients. And it offers month-to-month contracts that allow you to avoid committing to more financing than you actually need. But it’s hard to tell if it’s competitively priced. It doesn’t disclose information about fees on its website.
Commercial Capital factoring review
Our take on Commercial Capital factoring Commercial Capital is a financing company that specializes in invoice factoring — and can be a particularly great option if you’re looking for nonrecourse factoring. Its maximum advance rate of 95% is the highest I’ve seen a factoring company offer. And it’s one of a few factoring companies that will offer factoring to small businesses with accounts receivables under $30,000.
AdvancePoint Capital factoring review: Pros & Cons
$2,500,000 Max. Amount Details Details Product Name AdvancePoint Capital invoice factoring Max.
Get a $600K Business Loan and Calculate the Cost
Where to get a $600,000 business loan You can get a $600,000 business loan from banks, community lenders and lenders that offer financing backed by the Small Business Administration, or SBA. Some online lenders, like Fora Financial, also offer $600,000 in financing, though it’s not as common. Bank loans are best for more established businesses that have been around for at least three to five years and have positive revenue.
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