Richard Laycock on Muck Rack

Richard Laycock

Verified
(He/Him)
  • Editorial and PR Lead, Finder
New York
As seen in: Finder, MSN, Aol, Yahoo Finance, Miami Herald, Nasdaq, Yahoo, The Sacramento Bee, Wisconsin State Journal, WSB-TV (Atlanta, GA), Finder.com and
Covers:  Personal finance, running the gamut from insurance to banking and crypto to share trading.
Editorial & PR lead @finder. Reader. Writer. Unhealthy amount of TV watcher. Views are my own and are subject to change.

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Richard Laycock’s Biography

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Richard Laycock is Finder's Editorial & PR lead and is based in New York. His musings on a range of personal finance topics can be found across the web including Finder.com, Nasdaq, Money Mag and Yahoo Finance. Richard studied Media at Macquarie University and The Missouri School of Journalism and has a Tier 1 Certification in General Advice for Life Insurance.

Richard Laycock’s Journalist Portfolio

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List of 800+ companies associated with Silicon Valley Bank collapse | Finder.com

List of 800+ companies associated with Silicon Valley Bank collapse | Finder.com

A list of 800+ companies associated with Silicon Valley Bank (SVB) over the years.

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1 in 6 admit to lying on their taxes - finder.com

1 in 6 admit to lying on their taxes - finder.com

Tax season is upon us and 49% of Americans expect to get a return in 2023 but what are they willing to do to …

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Drunk shopping survey | What's the cost of a retail hangover? | Finder.com

Drunk shopping survey | What's the cost of a retail hangover? | Finder.com

Nobody's at their best after a couple of drinks, but that hasn't stopped 45 million Americans from buying ite…

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How much allowance do kids get in the US for doing chores? | Finder.com

How much allowance do kids get in the US for doing chores? | Finder.com

How much allowance should you give your children for doing their chores? See how that stacks up against the U…

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How often should you check your credit score? 1 in 3 check every week

How often should you check your credit score? 1 in 3 check every week

Even though credit scores are updated monthly, 1 in 3 Americans say they check their score roughly once a wee…

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Current US Inflation Rate: 1948 to Today | [updated monthly] | Finder

Current US Inflation Rate: 1948 to Today | [updated monthly] | Finder

The current inflation rate in the US is 6.4%, easing slightly compared to 6.5% for the previous month. The cu…

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Articles

Pacific Debt Relief Review: Is It Legit? (2026)

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By Megan B. Shepherd Verified, Richard Laycock Verified
| Finder.com Verified
Pacific Debt Relief is a legitimate debt settlement company that has been operating since 2002, holds a BBB A+ rating and charges no upfront fees — you only pay after a settlement is reached and you authorize it. Clients who complete the program pay approximately 50% of enrolled debt before fees, rising to 65%–85% after the 15%–25% settlement fee is added — on the higher end compared to some competitors.
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InCharge Debt Solutions Review (2026)

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By Megan B. Shepherd Verified, Richard Laycock Verified
| Finder.com Verified
InCharge Debt Solutions is a highly credentialed nonprofit with an A+ BBB rating, NFCC membership and COA accreditation — it has helped over one million people repay more than $3.4 billion in debt since 1997. The debt management plan reduces credit card interest rates to an average of 8.4% — compared to the 20% to 30% most enrollees are paying — with a free initial counseling session and no credit score requirement to qualify.
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Best Business Lines of Credit With No Personal Guarantee (2026)

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By Megan B. Shepherd Verified, Richard Laycock Verified
| Finder.com Verified
A no-personal-guarantee line of credit keeps your home, savings and car off the table if your business can’t repay — but most lenders don’t state their personal guarantee policy publicly, so always ask in writing before you apply. More than half of small businesses with debt (59%) used a personal guarantee to secure it, according to the Federal Reserve’s 2026 Report on Employer Firms — making no-PG options harder to find but not impossible.
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Interview

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What was your first job as a journalist?

Interning at Newsy.

Have you ever used a typewriter?

No.

How is social media changing news?

It makes news more accessible, which is both a good and bad thing.
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