Reporter on @CNBC's personal finance team. CFP student. Retirement geek. Triathlete. Alumna @newsfromIN, @NYU_journalism, @UMBC. Bronx native. 🇵🇷🇵🇪

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@Darla_Mercado — 5,183 followers, 20,392 tweets

Jun 23, 2017

@biggersn15 @amberefree @blackvoices I'm going to assume you have neither a child, nor a 401(k), nor a 529, nor $100K in hand, given the basis of your argument. We're done here.

Jun 23, 2017

@biggersn15 @amberefree @blackvoices OK: This is why you can save money over 18 years for college -- you do it gradually. That's not the same as having $100K in hand right now.

Jun 23, 2017

@biggersn15 @amberefree @blackvoices Do you understand how compounding interest works? It allows you to invest money over a period of years so it grows over time.

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