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Articles by David Lukens
Alberta Motor Association Insurance Company selects IMS for Pay-As-You-Go Program
The Alberta Motor Association Insurance Company (AMAIC), a Canadian insurer serving the province of Alberta, part of the Alberta Motor Association (AMA), has selected IMS, a global leader in insurance telematics and usage-based insurance (UBI) solutions, as the technology provider for the company’s new AMA MyPace pay-as-you-go auto insurance program.
Alberta Motor Association Insurance Company Selects IMS for Original
Waterloo, Ontario, Canada, April 29, 2024 (GLOBE NEWSWIRE) -- The Alberta Motor Association Insurance Company (AMAIC), a Canadian insurer serving the province of Alberta, part of the Alberta Motor Association (AMA), has selected IMS, a global leader in insurance telematics and usage-based insurance (UBI) solutions, as the technology provider for the company’s new AMA MyPace pay-as-you-go auto insurance program.
Global Tables vs Duplicate Indexes
With CockroachDB version 21.1, a new concept of “global tables” was introduced. This functionality is a good fit for situations where read latency on a table needs to be very low and write latency can be much higher than normal [read: it needs to be fast when doing lookups, but we can tolerate lengthy writes]. It is also a fit for when reads must be up to date for business reasons or because the table is referenced by foreign keys or where latency-critical reads cannot be tied to specific regions.
Data Center Failures and CRDB Replication
Executive Summary The purpose of this document is to explain how replication of data within CockroachDB can be used to tolerate various failure scenarios and the impacts to query execution times. This simulation will explore the effect of different replication factors on a database cluster that spans multiple Availability Zones in multiple Regions. Overall, more replicas allows for more nodes to be down at the same time, while both R=5 and R=7 allow for the loss of an entire region.
The evolution of data and automation in auto claims
Market Insights Insurers are embracing claims automation, but it must be balanced with human involvement. Telematics can give carriers an advantage at the first notice of loss. (Photo: Shutterstock) When an insured driver experiences an auto accident or theft, how well the claims process is handled can make or break the policyholder’s relationship with the carrier. Some auto carriers continue to favor traditional claims processes thanks largely to the human touch advantage.
Road Ahead is Wide Open for 10 Million Telematics Insurance Policies in the UK - Insurance Insights
Our recent LexisNexis Risk Solutions study* of over 3,000 motorists representative of the total motoring population in the UK, suggests an untapped growth market of around 9.8 million potential telematics policyholders. We undertook the research to establish motorist attitudes and opinions of telematics outside the young driver segment, which has been successfully established and is reaching market saturation.
What Do Women Really Want from Telematics Insurance?
New research from LexisNexis Risk Solutions of over 3,000 motorists* representative of the total motoring population of the UK, has established that while the key motivators for purchasing telematics insurance are broadly the same for men and women, there are subtle variations in how males and females perceive the benefits, with women being more motivated by safety while men are more concerned with savings.
Telematics Collaboration Improves Customer Satisfaction
Automakers and insurers are experiencing a unique confluence that could bring significant benefits to customers. Consider this: Automakers and insurers have a nearly 100% overlap in their customer base. This is because virtually all auto insurance customers also own autos. With the exception of uninsured motorists, all auto owners also are auto insurance customers.
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