David H. Lenok

The more money a client has, the bigger the target on their back. In the wake of numerous high profile data breaches over the past several years, cybersecurity is an issue on the mind of just about every advisor.

Families often assume everything will work itself out after a major loss, until unanswered questions and outdated decisions start creating confusion. The hardest part usually isn’t the paperwork itself, it’s the conversations that never happened beforehand.

In this session, Jennifer Raess, JD, CFP®, CLU®, Associate General Counsel at Vanilla, breaks down the permanent estate and gift tax changes under the One Big Beautiful Bill Act (OBBBA), the shift toward income tax efficiency as the primary planning lever for many HNW clients, and a practical mid-year estate plan audit framework advisors can use with clients this month.