A new affordable housing complex at Geary Boulevard and Sixth Avenue in San Francisco, pictured in November, is like all new developments, subject to numerous taxes and fees. Lea Suzuki/S.F. Chronicle In his State of the City address, Mayor Daniel Lurie rightfully named affordability as the top issue facing San Franciscans. The epicenter of our city’s affordability crisis is housing: rent is rising faster than in any city, with one-bedroom apartments now over $3,100 per month on average.